Regional Management Corp RMC functions as a broadbased financial services provider concentrating on offering consumer installment loans Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks savings institutions and credit card companies RMCs product portfolio includes a range of personal installment loans varying in size along with retail financing options designed to help customers acquire items like furniture and appliances In addition to its lending activities the company furnishes a variety of insurance products which include credit life credit accident and health credit property vehicle single interest and credit involuntary unemployment coverage as well as collateral protection and reinsurance services The company leverages multiple avenues to originate its loans including its network of physical branches centrally managed direct marketing campaigns collaborations with digital partners retail alliances and its dedicated consumerfacing website As of February 24 2022 RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states Founded in 1987 Regional Management Corp maintains its corporate headquarters in Greer South Carolina
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-29
$1.18
$0.98
+21.0%
2026-02-04
$1.30
$1.28
+1.6%
2025-11-05
$1.42
$1.46
-2.7%
2025-07-30
$1.03
$0.72
+43.1%
Financial Ratios (TTM)
Gross Margin
63.72%
Operating Margin
16.51%
Net Margin
7.40%
ROA
2.35%
Price to Book
1.00
Price to Sales
0.57
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