FNB Corporation functions as a financial holding entity delivering a broad spectrum of financial solutions Its primary clientele includes individual consumers corporate enterprises governmental bodies and small to midsized businesses The organizations operations are divided into three main segments Community Banking Wealth Management and Insurance Through its commercial banking division FNB extends services such as corporate and small business accounts financing for investment properties commercial credit lines capital markets access and equipment leasing For individual customers the company offers a suite of banking products and services encompassing deposit accounts mortgage and personal lending and digital banking platforms accessible via mobile and online channels Its wealth management offerings include personal and corporate fiduciary services such as the administration of estates and trusts alongside securities brokerage investment advisory services and a variety of financial products like mutual funds and annuities Additionally FNB provides both commercial and personal insurance reinsurance products and specialized mezzanine financing options tailored for small to mediumsized businesses As of December 31 2021 the company maintained a network of 334 banking branches situated across Pennsylvania Ohio Maryland West Virginia North Carolina South Carolina Washington DC and Virginia FNB Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh Pennsylvania
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-16
$0.38
$0.38
-1.0%
2026-01-20
$0.50
$0.41
+22.0%
2025-10-16
$0.41
$0.37
+9.5%
2025-07-17
$0.36
$0.33
+9.1%
Financial Ratios (TTM)
Gross Margin
63.39%
Operating Margin
25.69%
Net Margin
21.63%
ROA
1.16%
Price to Book
1.02
Price to Sales
2.53
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