Latest Quarter
2026-03-31
FNB Corporation (FNB)
Revenue
$660M
Net Income
$137M
Operating Margin
26.3%
Free Cash Flow
$376M
Debt / Assets
86.5%
Values are in USD and rounded to the nearest whole number unless noted.
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| Income Statement (Quarterly) | 2026-03-31 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Revenue | 660,266,000 | 647,203,000 | 620,000,000 | 672,000,000 |
| Cost of Revenue | 228,465,000 | 647,203,000 | 270,000,000 | 283,000,000 |
| Gross Profit | 431,801,000 | 0 | 347,300,000 | 389,000,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 186,435,000 | 0 | 142,000,000 | 142,000,000 |
| Operating Expenses | 257,865,000 | 0 | 248,000,000 | 249,000,000 |
| Operating Income | 173,936,000 | 147,311,000 | 102,000,000 | 140,000,000 |
| Interest Expense | 210,003,000 | 0 | 247,000,000 | 260,000,000 |
| Income Before Tax | 173,936,000 | 147,311,000 | 102,000,000 | 140,000,000 |
| Income Tax Expense | 36,890,000 | 30,796,000 | -8,000,000 | 30,000,000 |
| Net Income | 137,046,000 | 116,515,000 | 110,000,000 | 110,000,000 |
| Per Share | ||||
| EPS | 0.38 | 0.32 | 0.30 | 0.30 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Statement (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | 2,694,832,000 | 2,568,000,000 | 1,499,200,000 | 1,443,333,000 | 1,237,000,000 |
| Cost of Revenue | 1,015,736,000 | 1,052,000,000 | 4,017,000 | 0 | 0 |
| Gross Profit | 1,679,096,000 | 1,516,000,000 | 1,499,000,000 | 1,443,333,000 | 0 |
| Operating Expenses | |||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 715,783,000 | 566,000,000 | 540,000,000 | 535,284,000 | 521,000,000 |
| Operating Expenses | 1,009,740,000 | 961,000,000 | 1,571,000,000 | 16,000,000 | 0 |
| Operating Income | 669,356,000 | 555,000,000 | 775,200,000 | 717,909,000 | 0 |
| Interest Expense | 929,785,000 | 971,707,000 | 656,000,000 | 165,174,000 | 98,000,000 |
| Income Before Tax | 669,356,000 | 555,000,000 | 584,000,000 | 552,735,000 | 503,000,000 |
| Income Tax Expense | 103,969,000 | 90,000,000 | 99,000,000 | 113,626,000 | 98,000,000 |
| Net Income | 565,387,000 | 465,000,000 | 485,000,000 | 439,000,000 | 405,000,000 |
| Per Share | |||||
| EPS | 1.57 | 1.27 | 1.32 | 1.23 | 1.25 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Balance Sheet (Quarterly) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Cash and Cash Equivalents | 2,498,000,000 | 2,419,000,000 | 1,576,000,000 | 1,674,000,000 |
| Short Term Investments | 3,727,000,000 | 2,975,000,000 | 3,254,000,000 | 3,275,000,000 |
| Net Receivables | 34,338,000,000 | 742,000,000 | 0 | 519,000,000 |
| Inventory | 0 | 0 | 0 | 0 |
| Total Current Assets | 41,078,000,000 | 6,136,000,000 | 6,409,000,000 | 4,949,000,000 |
| Property Plant Equipment | 568,000,000 | 536,000,000 | 461,000,000 | 432,000,000 |
| Goodwill and Intangibles | 2,516,000,000 | 2,529,000,000 | 2,546,000,000 | 2,566,000,000 |
| Total Assets | 50,229,000,000 | 48,625,000,000 | 46,158,000,000 | 43,725,000,000 |
| Liabilities | ||||
| Account Payables | 0 | 0 | 0 | 0 |
| Short Term Debt | 2,017,000,000 | 1,120,000,000 | 2,506,000,000 | 1,372,000,000 |
| Total Current Liabilities | 40,776,000,000 | 38,227,000,000 | 2,506,000,000 | 1,372,000,000 |
| Long Term Debt | 1,901,000,000 | 3,148,000,000 | 2,185,000,000 | 1,093,000,000 |
| Total Liabilities | 43,470,000,000 | 42,323,000,000 | 40,108,000,000 | 38,072,000,000 |
| Shareholders Equity | ||||
| Retained Earnings | 2,343,000,000 | 1,952,000,000 | 1,669,000,000 | 1,370,000,000 |
| Total Shareholders Equity | 6,759,000,000 | 6,302,000,000 | 6,050,000,000 | 5,653,000,000 |
| Balance Sheet (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Assets | |||||
| Cash and Cash Equivalents | 2,498,000,000 | 2,419,000,000 | 1,576,000,000 | 1,674,000,000 | 3,493,000,000 |
| Short Term Investments | 3,727,000,000 | 2,975,000,000 | 3,254,000,000 | 3,275,000,000 | 3,426,000,000 |
| Net Receivables | 34,338,000,000 | 742,000,000 | 0 | 519,000,000 | 480,000,000 |
| Inventory | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 41,078,000,000 | 6,136,000,000 | 6,409,000,000 | 4,949,000,000 | 29,975,000,000 |
| Property Plant Equipment | 568,000,000 | 536,000,000 | 461,000,000 | 432,000,000 | 345,000,000 |
| Goodwill and Intangibles | 2,516,000,000 | 2,529,000,000 | 2,546,000,000 | 2,566,000,000 | 2,304,000,000 |
| Total Assets | 50,229,000,000 | 48,625,000,000 | 46,158,000,000 | 43,725,000,000 | 39,513,000,000 |
| Liabilities | |||||
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt | 2,017,000,000 | 1,120,000,000 | 2,506,000,000 | 1,372,000,000 | 1,030,000,000 |
| Total Current Liabilities | 40,776,000,000 | 38,227,000,000 | 2,506,000,000 | 1,372,000,000 | 1,030,000,000 |
| Long Term Debt | 1,901,000,000 | 3,148,000,000 | 2,185,000,000 | 1,093,000,000 | 812,000,000 |
| Total Liabilities | 43,470,000,000 | 42,323,000,000 | 40,108,000,000 | 38,072,000,000 | 34,363,000,000 |
| Shareholders Equity | |||||
| Retained Earnings | 2,343,000,000 | 1,952,000,000 | 1,669,000,000 | 1,370,000,000 | 1,110,000,000 |
| Total Shareholders Equity | 6,759,000,000 | 6,302,000,000 | 6,050,000,000 | 5,653,000,000 | 5,150,000,000 |
| Cash Flow Statement (Quarterly) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Operating Activities | ||||
| Net Income | 565,387,000 | 465,000,000 | 485,000,000 | 439,000,000 |
| Depreciation & Amortization | 0 | 0 | 78,000,000 | 73,000,000 |
| Stock Based Compensation | 0 | 0 | 0 | 22,000,000 |
| Change in Working Capital | -184,000,000 | 33,000,000 | -3,000,000 | -27,000,000 |
| Operating Cash Flow | 482,000,000 | 706,000,000 | 423,000,000 | 1,218,000,000 |
| Investing Activities | ||||
| Capital Expenditure | -106,000,000 | -139,000,000 | -88,000,000 | -95,000,000 |
| Investments | 0 | -139,000,000 | -88,000,000 | -95,000,000 |
| Investing Cash Flow | -1,487,000,000 | -1,767,000,000 | -2,261,000,000 | -3,055,000,000 |
| Financing Activities | ||||
| Debt Repayment | -352,000,000 | -211,000,000 | -352,000,000 | -231,000,000 |
| Common Stock Issued/Repurchased | -50,000,000 | -114,000,000 | 2,266,000,000 | -43,000,000 |
| Dividends Paid | -174,000,000 | -177,000,000 | -182,000,000 | -179,000,000 |
| Financing Cash Flow | 1,084,000,000 | 1,904,000,000 | 1,740,000,000 | 18,000,000 |
| Summary | ||||
| Free Cash Flow | 376,000,000 | 567,000,000 | 335,000,000 | 1,123,000,000 |
| Net Change in Cash | 79,000,000 | 843,000,000 | -98,000,000 | -1,819,000,000 |
| Cash Flow Statement (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 565,387,000 | 465,000,000 | 485,000,000 | 439,000,000 | 405,000,000 |
| Depreciation & Amortization | 0 | 0 | 78,000,000 | 73,000,000 | 10,000,000 |
| Stock Based Compensation | 0 | 0 | 0 | 22,000,000 | 0 |
| Change in Working Capital | -184,000,000 | 33,000,000 | -3,000,000 | -27,000,000 | 14,000,000 |
| Operating Cash Flow | 482,000,000 | 706,000,000 | 423,000,000 | 1,218,000,000 | 530,000,000 |
| Investing Activities | |||||
| Capital Expenditure | -106,000,000 | -139,000,000 | -88,000,000 | -95,000,000 | -58,000,000 |
| Investments | 0 | -139,000,000 | -88,000,000 | -95,000,000 | -58,000,000 |
| Investing Cash Flow | -1,487,000,000 | -1,767,000,000 | -2,261,000,000 | -3,055,000,000 | -153,000,000 |
| Financing Activities | |||||
| Debt Repayment | -352,000,000 | -211,000,000 | -352,000,000 | -231,000,000 | -438,000,000 |
| Common Stock Issued/Repurchased | -50,000,000 | -114,000,000 | 2,266,000,000 | -43,000,000 | -43,000,000 |
| Dividends Paid | -174,000,000 | -177,000,000 | -182,000,000 | -179,000,000 | -164,000,000 |
| Financing Cash Flow | 1,084,000,000 | 1,904,000,000 | 1,740,000,000 | 18,000,000 | 1,733,000,000 |
| Summary | |||||
| Free Cash Flow | 376,000,000 | 567,000,000 | 335,000,000 | 1,123,000,000 | 472,000,000 |
| Net Change in Cash | 79,000,000 | 843,000,000 | -98,000,000 | -1,819,000,000 | 2,110,000,000 |