ZhongAn Online P C Insurance Co Ltd (1ZO.VI)

Name: ZhongAn Online P C Insurance Co Ltd Financial Statements
Creator: Quarter Results

Financial Services | Insurance Property Casualty

Latest reporting period: 2026-04-07

Latest Quarter

2026-04-07

Revenue

$15.8B

Net Income

$668M

Operating Margin

85.4%

Free Cash Flow

$1.1B

Debt / Assets

53.8%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Income Statement (Quarterly)	2026-04-07	2025-06-30	2025-03-31	2024-12-31
Revenue	15,772,983,000	15,772,983,000	7,886,491,500	8,907,547,000
Cost of Revenue	0	0	0	0
Gross Profit	15,772,983,000	15,772,983,000	7,886,491,500	8,907,547,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	2,305,438,000	2,305,438,000	1,152,719,000	1,129,125,500
Operating Expenses	2,305,438,000	2,305,438,000	1,152,719,000	1,129,125,500
Operating Income	13,467,545,000	13,467,545,000	6,733,772,500	7,778,421,500
Interest Expense	0	201,017,000	0	0
Income Before Tax	740,244,000	740,244,000	370,122,000	407,531,000
Income Tax Expense	72,676,000	72,676,000	36,338,000	133,536,499
Net Income	667,568,000	667,568,000	333,784,000	273,994,500
Per Share
EPS	0.46	0.46	0.23	0.19
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Income Statement (Annual)	2024-12-31	2023-12-31	2022-12-31
Revenue	33,726,369,000	29,234,863,000	22,635,299,000
Cost of Revenue	0	0	0
Gross Profit	33,726,369,000	29,234,863,000	22,635,299,000
Operating Expenses
R&D Expenses	0	0	0
SG&A Expenses	7,125,468,000	7,604,979,000	6,352,277,000
Operating Expenses	4,138,085,000	25,224,902,000	24,818,351,000
Operating Income	29,588,284,000	4,009,961,000	-1,190,223,000
Interest Expense	446,681,000	464,858,000	428,360,000
Income Before Tax	854,207,000	4,009,961,000	-2,016,281,000
Income Tax Expense	250,751,000	164,683,000	-383,270,000
Net Income	603,456,000	4,077,855,000	-1,356,095,000
Per Share
EPS	0.41	2.77	-0.92
EPS Diluted	0.00	0.00	0.00

Balance sheet quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Balance Sheet (Quarterly)	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	1,466,741,000	1,576,424,000	3,526,174,000
Short Term Investments	0	8,167,824,000	11,865,918,000
Net Receivables	1,259,152,000	0	0
Inventory	0	0	0
Total Current Assets	1,466,741,000	1,576,424,000	15,392,092,000
Property Plant Equipment	797,551,000	377,437,000	434,281,000
Goodwill and Intangibles	618,719,000	527,381,000	661,788,000
Total Assets	45,284,579,000	42,863,606,000	54,557,388,000
Liabilities
Account Payables	25,457,000	31,266,000	868,033,000
Short Term Debt	0	0	0
Total Current Liabilities	3,393,558,000	0	868,033,000
Long Term Debt	6,912,317,000	7,186,654,000	7,179,259,000
Total Liabilities	24,358,178,000	22,790,183,000	37,530,708,000
Shareholders Equity
Retained Earnings	2,460,726,000	1,871,481,000	-2,727,821,000
Total Shareholders Equity	20,926,401,000	20,073,423,000	15,213,820,000

Balance sheet annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Balance Sheet (Annual)	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	1,466,741,000	1,576,424,000	3,526,174,000
Short Term Investments	0	8,167,824,000	11,865,918,000
Net Receivables	1,259,152,000	0	0
Inventory	0	0	0
Total Current Assets	1,466,741,000	1,576,424,000	15,392,092,000
Property Plant Equipment	797,551,000	377,437,000	434,281,000
Goodwill and Intangibles	618,719,000	527,381,000	661,788,000
Total Assets	45,284,579,000	42,863,606,000	54,557,388,000
Liabilities
Account Payables	25,457,000	31,266,000	868,033,000
Short Term Debt	0	0	0
Total Current Liabilities	3,393,558,000	0	868,033,000
Long Term Debt	6,912,317,000	7,186,654,000	7,179,259,000
Total Liabilities	24,358,178,000	22,790,183,000	37,530,708,000
Shareholders Equity
Retained Earnings	2,460,726,000	1,871,481,000	-2,727,821,000
Total Shareholders Equity	20,926,401,000	20,073,423,000	15,213,820,000

Cash flow quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Cash Flow Statement (Quarterly)	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	603,456,000	4,009,961,000	-2,016,281,000
Depreciation & Amortization	328,872,000	357,359,000	361,141,000
Stock Based Compensation	0	69,672,000	81,308,000
Change in Working Capital	1,580,003,000	1,951,021,000	-429,095,000
Operating Cash Flow	1,979,432,000	2,208,218,000	-701,908,000
Investing Activities
Capital Expenditure	-896,189,000	-290,980,000	-410,791,000
Investments	-896,189,000	-290,980,000	-410,791,000
Investing Cash Flow	-556,301,000	-5,327,305,000	158,036,000
Financing Activities
Debt Repayment	-144,827,000	-224,421,000	-446,667,000
Common Stock Issued/Repurchased	0	0	-995,568,000
Dividends Paid	0	0	0
Financing Cash Flow	-1,092,418,000	1,138,762,000	236,030,000
Summary
Free Cash Flow	1,083,243,000	1,917,238,000	-1,112,699,000
Net Change in Cash	331,204,000	-1,941,334,000	-147,365,000

Cash flow annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Cash Flow Statement (Annual)	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	603,456,000	4,009,961,000	-2,016,281,000
Depreciation & Amortization	328,872,000	357,359,000	361,141,000
Stock Based Compensation	0	69,672,000	81,308,000
Change in Working Capital	1,580,003,000	1,951,021,000	-429,095,000
Operating Cash Flow	1,979,432,000	2,208,218,000	-701,908,000
Investing Activities
Capital Expenditure	-896,189,000	-290,980,000	-410,791,000
Investments	-896,189,000	-290,980,000	-410,791,000
Investing Cash Flow	-556,301,000	-5,327,305,000	158,036,000
Financing Activities
Debt Repayment	-144,827,000	-224,421,000	-446,667,000
Common Stock Issued/Repurchased	0	0	-995,568,000
Dividends Paid	0	0	0
Financing Cash Flow	-1,092,418,000	1,138,762,000	236,030,000
Summary
Free Cash Flow	1,083,243,000	1,917,238,000	-1,112,699,000
Net Change in Cash	331,204,000	-1,941,334,000	-147,365,000