BOK Financial delivered solid QQ2 2024 results characterized by breadth in the fee-based franchise, continued loan growth in Commercial & Industrial (C&I) lending, and favorable credit metrics against a backdrop of moderate CRE paydowns. Reported quarterly net income was $163.7 million with EPS of $2.54, and revenue reached $922.99 million. Management emphasized a well-diversified loan book with one of the lowest CRE concentrations among peers (about 21% of total loans) and a debt-to-deposit discipline that supports earnings stability. Fee income represented 40% of revenue, underscoring an attractive, scale-rich non-interest income engine. The quarter featured the monetization of 50% of Visa B shares, yielding a pretax gain of $54 million and a charitable donation of $10 million of those proceeds, which helped offset AFS-related repositioning losses from Q1 and contributed to tangible capital benefits.