American Express Company (0R3C.L)

Name: American Express Company Financial Statements
Creator: Quarter Results

Financial Services | Financial Diversified

Latest reporting period: 2025-12-31

Latest Quarter

2025-12-31

Revenue

$21.0B

Net Income

$2.5B

Operating Margin

14.7%

Free Cash Flow

$16.0B

Debt / Assets

88.8%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for American Express Company (0R3C.L).
Income Statement (Quarterly)	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Revenue	21,041,000,000	20,557,000,000	19,933,000,000	18,933,000,000
Cost of Revenue	3,474,000,000	3,418,000,000	3,482,000,000	3,116,000,000
Gross Profit	17,567,000,000	17,139,000,000	16,451,000,000	15,817,000,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	4,117,000,000	3,838,000,000	3,707,000,000	3,606,000,000
Operating Expenses	14,477,000,000	13,314,000,000	12,901,000,000	12,487,000,000
Operating Income	3,090,000,000	3,825,000,000	3,550,000,000	3,330,000,000
Interest Expense	2,060,000,000	2,131,000,000	2,077,000,000	1,966,000,000
Income Before Tax	3,090,000,000	3,825,000,000	3,550,000,000	3,330,000,000
Income Tax Expense	628,000,000	923,000,000	665,000,000	746,000,000
Net Income	2,462,000,000	2,902,000,000	2,885,000,000	2,584,000,000
Per Share
EPS	3.53	4.14	4.08	3.64
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for American Express Company (0R3C.L).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	80,464,000,000	74,201,000,000	67,364,000,000	50,680,000,000
Cost of Revenue	13,490,000,000	13,437,000,000	11,772,000,000	0
Gross Profit	66,974,000,000	60,764,000,000	55,592,000,000	50,680,000,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	15,268,000,000	14,238,000,000	13,280,000,000	12,710,000,000
Operating Expenses	53,179,000,000	47,869,000,000	45,079,000,000	41,095,000,000
Operating Income	13,795,000,000	12,895,000,000	10,513,000,000	10,040,000,000
Interest Expense	8,234,000,000	8,252,000,000	6,849,000,000	0
Income Before Tax	13,795,000,000	12,895,000,000	10,513,000,000	9,585,000,000
Income Tax Expense	2,962,000,000	2,766,000,000	2,139,000,000	2,071,000,000
Net Income	10,833,000,000	10,129,000,000	8,374,000,000	7,400,000,000
Per Share
EPS	15.41	14.04	11.23	9.85
EPS Diluted	0.00	0.00	0.00	0.00

Balance sheet quarterly history for American Express Company (0R3C.L).
Balance Sheet (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	47,708,000,000	40,552,000,000	46,530,000,000	33,052,000,000
Short Term Investments	826,000,000	1,192,000,000	2,120,000,000	0
Net Receivables	0	0	0	0
Inventory	0	0	0	0
Total Current Assets	48,534,000,000	41,744,000,000	48,650,000,000	33,052,000,000
Property Plant Equipment	7,116,000,000	6,175,000,000	5,908,000,000	5,215,000,000
Goodwill and Intangibles	4,963,000,000	4,310,000,000	3,949,000,000	3,932,000,000
Total Assets	300,052,000,000	271,461,000,000	261,108,000,000	228,354,000,000
Liabilities
Account Payables	14,700,000,000	13,884,000,000	13,109,000,000	0
Short Term Debt	1,371,000,000	1,374,000,000	1,293,000,000	0
Total Current Liabilities	170,806,000,000	156,792,000,000	145,607,000,000	7,683,000,000
Long Term Debt	56,388,000,000	49,715,000,000	47,866,000,000	42,570,000,000
Total Liabilities	266,578,000,000	241,197,000,000	233,051,000,000	203,643,000,000
Shareholders Equity
Retained Earnings	25,487,000,000	22,148,000,000	19,612,000,000	16,279,000,000
Total Shareholders Equity	33,474,000,000	30,264,000,000	28,057,000,000	24,711,000,000

Balance sheet annual history for American Express Company (0R3C.L).
Balance Sheet (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	47,708,000,000	40,552,000,000	46,530,000,000	33,052,000,000
Short Term Investments	826,000,000	1,192,000,000	2,120,000,000	0
Net Receivables	0	0	0	0
Inventory	0	0	0	0
Total Current Assets	48,534,000,000	41,744,000,000	48,650,000,000	33,052,000,000
Property Plant Equipment	7,116,000,000	6,175,000,000	5,908,000,000	5,215,000,000
Goodwill and Intangibles	4,963,000,000	4,310,000,000	3,949,000,000	3,932,000,000
Total Assets	300,052,000,000	271,461,000,000	261,108,000,000	228,354,000,000
Liabilities
Account Payables	14,700,000,000	13,884,000,000	13,109,000,000	0
Short Term Debt	1,371,000,000	1,374,000,000	1,293,000,000	0
Total Current Liabilities	170,806,000,000	156,792,000,000	145,607,000,000	7,683,000,000
Long Term Debt	56,388,000,000	49,715,000,000	47,866,000,000	42,570,000,000
Total Liabilities	266,578,000,000	241,197,000,000	233,051,000,000	203,643,000,000
Shareholders Equity
Retained Earnings	25,487,000,000	22,148,000,000	19,612,000,000	16,279,000,000
Total Shareholders Equity	33,474,000,000	30,264,000,000	28,057,000,000	24,711,000,000

Cash flow quarterly history for American Express Company (0R3C.L).
Cash Flow Statement (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	10,833,000,000	10,129,000,000	8,374,000,000	7,514,000,000
Depreciation & Amortization	1,777,000,000	1,676,000,000	1,651,000,000	1,626,000,000
Stock Based Compensation	551,000,000	504,000,000	450,000,000	375,000,000
Change in Working Capital	864,000,000	-1,890,000,000	3,821,000,000	0
Operating Cash Flow	18,428,000,000	14,050,000,000	18,559,000,000	21,079,000,000
Investing Activities
Capital Expenditure	-2,425,000,000	-1,911,000,000	-1,563,000,000	-1,856,000,000
Investments	-2,425,000,000	-1,911,000,000	-1,563,000,000	-1,856,000,000
Investing Cash Flow	-22,891,000,000	-24,402,000,000	-24,433,000,000	-33,689,000,000
Financing Activities
Debt Repayment	6,193,000,000	2,050,000,000	4,866,000,000	-18,906,000,000
Common Stock Issued/Repurchased	-5,757,000,000	-5,920,000,000	-3,622,000,000	18,906,000,000
Dividends Paid	-2,271,000,000	-1,999,000,000	-1,780,000,000	-1,565,000,000
Financing Cash Flow	11,210,000,000	4,436,000,000	18,379,000,000	24,509,000,000
Summary
Free Cash Flow	16,003,000,000	12,139,000,000	16,996,000,000	19,223,000,000
Net Change in Cash	7,152,000,000	-5,956,000,000	12,682,000,000	11,886,000,000

Cash flow annual history for American Express Company (0R3C.L).
Cash Flow Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	10,833,000,000	10,129,000,000	8,374,000,000	7,514,000,000
Depreciation & Amortization	1,777,000,000	1,676,000,000	1,651,000,000	1,626,000,000
Stock Based Compensation	551,000,000	504,000,000	450,000,000	375,000,000
Change in Working Capital	864,000,000	-1,890,000,000	3,821,000,000	0
Operating Cash Flow	18,428,000,000	14,050,000,000	18,559,000,000	21,079,000,000
Investing Activities
Capital Expenditure	-2,425,000,000	-1,911,000,000	-1,563,000,000	-1,856,000,000
Investments	-2,425,000,000	-1,911,000,000	-1,563,000,000	-1,856,000,000
Investing Cash Flow	-22,891,000,000	-24,402,000,000	-24,433,000,000	-33,689,000,000
Financing Activities
Debt Repayment	6,193,000,000	2,050,000,000	4,866,000,000	-18,906,000,000
Common Stock Issued/Repurchased	-5,757,000,000	-5,920,000,000	-3,622,000,000	18,906,000,000
Dividends Paid	-2,271,000,000	-1,999,000,000	-1,780,000,000	-1,565,000,000
Financing Cash Flow	11,210,000,000	4,436,000,000	18,379,000,000	24,509,000,000
Summary
Free Cash Flow	16,003,000,000	12,139,000,000	16,996,000,000	19,223,000,000
Net Change in Cash	7,152,000,000	-5,956,000,000	12,682,000,000	11,886,000,000