ZhongAn Online P C Insurance Co Ltd (1ZO.VI)

Name: ZhongAn Online P C Insurance Co Ltd Financial Statements
Creator: Quarter Results

Financial Services | Insurance Property Casualty

Latest reporting period: 2026-04-07

Latest Quarter

2026-04-07

Revenue

$15.8B

Net Income

$668M

Operating Margin

85.4%

Free Cash Flow

$2.9B

Debt / Assets

46.2%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Income Statement (Quarterly)	2026-04-07	2025-12-31	2025-06-30	2025-03-31
Revenue	15,772,983,000	19,650,502,000	15,772,983,000	7,886,491,500
Cost of Revenue	0	0	0	0
Gross Profit	15,772,983,000	19,650,502,000	15,772,983,000	7,886,491,500
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	2,305,438,000	2,633,848,000	2,305,438,000	1,152,719,000
Operating Expenses	2,305,438,000	2,633,848,000	2,305,438,000	1,152,719,000
Operating Income	13,467,545,000	17,016,654,000	13,467,545,000	6,733,772,500
Interest Expense	0	0	0	0
Income Before Tax	740,244,000	765,995,000	740,244,000	370,122,000
Income Tax Expense	72,676,000	331,958,000	72,676,000	36,338,000
Net Income	667,568,000	434,037,000	667,568,000	333,784,000
Per Share
EPS	0.46	0.26	0.45	0.23
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue	34,771,821,000	33,726,369,000	29,234,863,000	22,635,299,000
Cost of Revenue	480,673,000	0	0	0
Gross Profit	34,291,148,000	33,726,369,000	29,234,863,000	22,635,299,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	7,970,732,000	7,125,468,000	7,604,979,000	6,352,277,000
Operating Expenses	32,784,909,000	4,138,085,000	25,224,902,000	24,818,351,000
Operating Income	30,484,199,000	29,588,284,000	4,009,961,000	-1,190,223,000
Interest Expense	309,817,000	446,681,000	464,858,000	428,360,000
Income Before Tax	1,506,239,000	854,207,000	4,009,961,000	-2,016,281,000
Income Tax Expense	404,634,000	250,751,000	164,683,000	-383,270,000
Net Income	1,101,605,000	603,456,000	4,077,855,000	-1,356,095,000
Per Share
EPS	0.70	0.41	2.77	-0.92
EPS Diluted	0.00	0.00	0.00	0.00

Balance sheet quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Balance Sheet (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	3,384,026,000	1,466,741,000	1,576,424,000	3,526,174,000
Short Term Investments	0	0	8,167,824,000	11,865,918,000
Net Receivables	1,199,544,000	1,259,152,000	0	0
Inventory	0	0	0	0
Total Current Assets	4,583,570,000	1,466,741,000	1,576,424,000	15,392,092,000
Property Plant Equipment	1,590,313,000	797,551,000	377,437,000	434,281,000
Goodwill and Intangibles	618,069,000	618,719,000	527,381,000	661,788,000
Total Assets	47,288,084,000	45,284,579,000	42,863,606,000	54,557,388,000
Liabilities
Account Payables	0	25,457,000	31,266,000	868,033,000
Short Term Debt	5,932,720,000	0	0	0
Total Current Liabilities	0	3,393,558,000	0	868,033,000
Long Term Debt	2,618,792,000	6,912,317,000	7,186,654,000	7,179,259,000
Total Liabilities	21,827,933,000	24,358,178,000	22,790,183,000	37,530,708,000
Shareholders Equity
Retained Earnings	3,263,314,000	2,460,726,000	1,871,481,000	-2,727,821,000
Total Shareholders Equity	25,460,152,000	20,926,401,000	20,073,423,000	15,213,820,000

Balance sheet annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Balance Sheet (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	3,384,026,000	1,466,741,000	1,576,424,000	3,526,174,000
Short Term Investments	0	0	8,167,824,000	11,865,918,000
Net Receivables	1,199,544,000	1,259,152,000	0	0
Inventory	0	0	0	0
Total Current Assets	4,583,570,000	1,466,741,000	1,576,424,000	15,392,092,000
Property Plant Equipment	1,590,313,000	797,551,000	377,437,000	434,281,000
Goodwill and Intangibles	618,069,000	618,719,000	527,381,000	661,788,000
Total Assets	47,288,084,000	45,284,579,000	42,863,606,000	54,557,388,000
Liabilities
Account Payables	0	25,457,000	31,266,000	868,033,000
Short Term Debt	5,932,720,000	0	0	0
Total Current Liabilities	0	3,393,558,000	0	868,033,000
Long Term Debt	2,618,792,000	6,912,317,000	7,186,654,000	7,179,259,000
Total Liabilities	21,827,933,000	24,358,178,000	22,790,183,000	37,530,708,000
Shareholders Equity
Retained Earnings	3,263,314,000	2,460,726,000	1,871,481,000	-2,727,821,000
Total Shareholders Equity	25,460,152,000	20,926,401,000	20,073,423,000	15,213,820,000

Cash flow quarterly history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Cash Flow Statement (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	1,073,094,000	603,456,000	4,009,961,000	-2,016,281,000
Depreciation & Amortization	302,788,000	328,872,000	357,359,000	361,141,000
Stock Based Compensation	0	0	69,672,000	81,308,000
Change in Working Capital	2,688,923,000	1,580,003,000	1,951,021,000	-429,095,000
Operating Cash Flow	3,902,409,000	1,979,432,000	2,208,218,000	-701,908,000
Investing Activities
Capital Expenditure	-1,019,045,000	-896,189,000	-290,980,000	-410,791,000
Investments	-1,019,045,000	-896,189,000	-290,980,000	-410,791,000
Investing Cash Flow	436,415,000	-556,301,000	-5,327,305,000	158,036,000
Financing Activities
Debt Repayment	-6,273,064,000	-144,827,000	-224,421,000	-446,667,000
Common Stock Issued/Repurchased	3,458,785,000	0	0	-995,568,000
Dividends Paid	0	0	0	0
Financing Cash Flow	-2,930,182,000	-1,092,418,000	1,138,762,000	236,030,000
Summary
Free Cash Flow	2,883,364,000	1,083,243,000	1,917,238,000	-1,112,699,000
Net Change in Cash	1,693,987,000	331,204,000	-1,941,334,000	-147,365,000

Cash flow annual history for ZhongAn Online P C Insurance Co Ltd (1ZO.VI).
Cash Flow Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	1,073,094,000	603,456,000	4,009,961,000	-2,016,281,000
Depreciation & Amortization	302,788,000	328,872,000	357,359,000	361,141,000
Stock Based Compensation	0	0	69,672,000	81,308,000
Change in Working Capital	2,688,923,000	1,580,003,000	1,951,021,000	-429,095,000
Operating Cash Flow	3,902,409,000	1,979,432,000	2,208,218,000	-701,908,000
Investing Activities
Capital Expenditure	-1,019,045,000	-896,189,000	-290,980,000	-410,791,000
Investments	-1,019,045,000	-896,189,000	-290,980,000	-410,791,000
Investing Cash Flow	436,415,000	-556,301,000	-5,327,305,000	158,036,000
Financing Activities
Debt Repayment	-6,273,064,000	-144,827,000	-224,421,000	-446,667,000
Common Stock Issued/Repurchased	3,458,785,000	0	0	-995,568,000
Dividends Paid	0	0	0	0
Financing Cash Flow	-2,930,182,000	-1,092,418,000	1,138,762,000	236,030,000
Summary
Free Cash Flow	2,883,364,000	1,083,243,000	1,917,238,000	-1,112,699,000
Net Change in Cash	1,693,987,000	331,204,000	-1,941,334,000	-147,365,000