OneMain Holdings delivered a solid QQ1 2026 performance with total revenue of $1.587 billion, up mid-single digits versus the prior year, and a 6% year-over-year increase in managed receivables to $26.1 billion. C&I adjusted net income per diluted share rose 13% year-over-year to $1.95, while GAAP EPS was $1.93. The company continued to scale its three-lane strategy—personal loans, auto finance, and credit cards—while maintaining a conservative underwriting posture and improving delinquencies and losses in key segments. Management remains confident in the 2026 plan, reiterating guidance for 6%–9% managed receivables growth, 7.4%–7.9% C&I net charge-offs for the year, and an OpEx ratio around 6.6%, supported by ongoing capital generation and a disciplined capital return program. The quarter showcased meaningful AI-driven efficiency initiatives and product innovations across lending segments, along with a strategic emphasis on balance sheet strength and diversified funding to navigate a volatile funding environment.