Based in Conway Arkansas Home Bancshares Inc functions as the parent company for Centennial Bank Through Centennial Bank it delivers a comprehensive suite of commercial and retail banking solutions alongside other financial services catering to a diverse clientele including businesses property developers and investors individual customers and local government entities The bank offers a variety of deposit options such as checking accounts savings accounts money market accounts and certificates of deposit Its lending activities encompass a broad spectrum including nonfarmnonresidential real estate construction and land development residential mortgages consumer loans agricultural financing and commercial and industrial loans Beyond traditional banking Centennial Bank also facilitates modern financial convenience through online and mobile banking platforms voice response systems for information cash management tools overdraft protection direct deposit services and automated account transfers Additionally it offers safe deposit box rentals and access to United States savings bonds Moreover the company extends its services to include underwriting commercial and personal insurance policies covering areas like property casualty life health and employee benefits As of December 31 2021 its operations spanned 160 branch locations with 76 in Arkansas 78 in Florida 5 in Alabama and a single branch in New York City Home Bancshares Inc established in 1998 maintains its corporate headquarters in Conway Arkansas
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-15
$0.60
$0.59
+1.0%
2026-01-14
$0.60
$0.60
+0.0%
2025-10-15
$0.61
$0.60
+2.2%
2025-07-16
$0.58
$0.58
+0.0%
Financial Ratios (TTM)
Gross Margin
78.03%
Operating Margin
44.18%
Net Margin
34.84%
ROA
2.06%
Price to Book
1.30
Price to Sales
4.21
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