World Acceptance Corporation

World Acceptance Corporation WRLD functions as a consumer finance provider specializing in offering smalldollar loans The companys product portfolio includes various installment loan types ranging from shortterm modest sums to larger mediumterm credit facilities Beyond direct lending it furnishes a suite of complementary products and services These encompass the sale of credit insurancesuch as life accident and health property auto unemployment and accidental death and dismemberment policiesmarketed in conjunction with its loan offerings Additionally World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks credit unions or larger financial institutions Founded in 1962 and headquartered in Greenville South Carolina the corporation operated a network of 1167 branches across seventeen US states Alabama Georgia Idaho Illinois Indiana Kentucky Louisiana Mississippi Missouri New Mexico Oklahoma South Carolina Tennessee Texas Utah and Wisconsin as of March 31 2022