Reported Q: Q2 2026 Rev YoY: -15.7% EPS YoY: +47.9% Move: -0.04%
Saratoga Investment Corp
SAK
$25.20 -0.04%
Exchange New York Stock Exchange Sector Financial Services Industry Asset Management
Q2 2026
Published: Oct 7, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for SAK

Reported

Report Date

Oct 7, 2025

Quarter Q2 2026

Revenue

32.63M

YoY: -15.7%

EPS

0.71

YoY: +47.9%

Market Move

-0.04%

Previous quarter: Q1 2026

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Earnings Highlights

  • Revenue of $32.63M down 15.7% year-over-year
  • EPS of $0.71 increased by 47.9% from previous year
  • Gross margin of 62.1%
  • Net income of 11.32M
  • ""NAV growth from the previous quarter and NAV per share growth from the previous quarter."" - Christian Oberbeck
SAK
Company SAK

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Executive Summary

Saratoga Investment Corp delivered solid NAV progression in QQ2 2026, supported by a resilient core portfolio, improved accrual status for previously nonaccrual assets, and a robust liquidity position. As of quarter-end, NAV stood at $410.5 million with NAV per share of $25.61, and trailing twelve-month ROE of 9.1% exceeding the BDC industry average of 7.3%. The company maintained a disciplined underwriting stance in a challenging rate and market environment, originations totaling $52.2 million in QQ2 with three follow-ons, and an ongoing pipeline that includes three new portfolio investments in closing or closing imminently in Q3. Importantly, Xalage returned to accrual status while Pepper Palace remains the sole nonaccrual, representing 0.2% of portfolio fair value, underscoring the portfolio’s credit quality. The balance sheet remains highly liquid with approximately $407 million of investment capacity and $201 million in cash at quarter-end, facilitating accretive deployment while preserving NAV. The quarterly dividend framework remains intact at $0.25 per share per month ($0.75 per share for 2026), reflecting a priority on current income delivery amidst a volatile macro backdrop. Management highlighted a favorable positioning to capitalize on industry underpenetration in the lower middle market, with a proven track record of NAV accretion and strong long-term ROE relative to peers.

Key Performance Indicators

Revenue
Decreasing
32.63M
QoQ: 11.37% | YoY: -15.65%
Gross Profit
Decreasing
20.25M
62.08% margin
QoQ: 20.26% | YoY: -47.64%
Operating Income
Increasing
14.48M
QoQ: 3.13% | YoY: 1.02%
Net Income
Stable
11.32M
QoQ: -18.79% | YoY: N/A
EPS
Increasing
0.71
QoQ: -21.98% | YoY: 47.92%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q3 2026 31,645.54 0.74 +73.0% View
Q2 2026 32.63 0.71 -15.7% View
Q1 2026 32,318.62 0.91 +172.0% View
Q4 2024 35.88 0.64 -99.8% View
Q3 2024 43.00 0.97 -99.7% View