International Bancshares Corporation IBC functioning as a financial holding company delivers a comprehensive array of commercial and retail banking services The institution facilitates checking and savings deposits and extends various loan products including financing for commercial ventures real estate personal needs home improvements automobiles and other installment or termbased credit Moreover IBC specializes in international banking offering services such as letters of credit commercial and industrial lending and foreign currency exchange Its supplementary offerings feature credit cards secure safety deposit boxes collection services notary public and escrow The company also provides the convenience of driveup and walkup facilities alongside other standard banking operations online banking platforms and access to securities products facilitated by external providers As of February 28 2022 International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs serving 76 distinct communities across Texas and Oklahoma Established in 1966 the corporations primary corporate office is located in Laredo Texas
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-05-07
$1.64
$1.68
-2.4%
2026-02-26
$1.71
$1.63
+4.9%
2013-08-05
$0.41
$0.39
+5.1%
2013-05-09
$0.42
$0.37
+13.5%
Financial Ratios (TTM)
Gross Margin
78.89%
Operating Margin
49.77%
Net Margin
39.31%
ROA
2.48%
Price to Book
1.43
Price to Sales
4.41
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