Home Bancorp Inc (HBCP)

Name: Home Bancorp Inc Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2026-03-31

Latest Quarter

2026-03-31

Revenue

$51.5M

Net Income

$11.4M

Operating Margin

27.9%

Free Cash Flow

$44.3M

Debt / Assets

87.5%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Home Bancorp Inc (HBCP).
Income Statement (Quarterly)	2026-03-31	2025-03-31	2024-12-31	2024-09-30
Revenue	51,478,000	50,974,000	35,215,000	34,074,000
Cost of Revenue	14,180,000	50,974,000	0	0
Gross Profit	37,298,000	0	35,215,000	34,074,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	19,266,000	429,000	13,981,000	13,440,000
Operating Expenses	22,940,000	429,000	35,215,000	34,074,000
Operating Income	14,358,000	13,776,000	12,772,000	11,686,000
Interest Expense	13,258,000	0	16,218,000	16,997,000
Income Before Tax	14,358,000	13,785,000	11,987,000	11,676,000
Income Tax Expense	2,998,000	2,821,000	2,314,000	2,239,000
Net Income	11,360,000	10,964,000	9,673,000	9,437,000
Per Share
EPS	1.47	1.38	1.22	1.18
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Home Bancorp Inc (HBCP).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	209,231,000	199,392,000	132,486,000	131,896,000	117,260,000
Cost of Revenue	61,652,000	67,026,000	0	0	0
Gross Profit	147,579,000	132,366,000	132,486,000	131,896,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	63,503,000	53,330,000	72,596,000	50,013,000	51,483,000
Operating Expenses	89,561,000	87,183,000	72,596,000	2,263,000	0
Operating Income	58,018,000	45,183,000	59,890,000	52,279,000	0
Interest Expense	60,518,000	64,505,000	42,971,000	7,919,000	5,913,000
Income Before Tax	58,018,000	45,183,000	50,146,000	42,502,000	60,439,000
Income Tax Expense	11,956,000	8,756,000	9,906,000	8,430,000	11,818,000
Net Income	46,062,000	36,427,000	40,240,000	34,072,000	48,621,000
Per Share
EPS	5.93	4.55	5.01	4.19	5.80
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Home Bancorp Inc (HBCP).
Balance Sheet (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	141,605,000	98,548,000	75,930,000	87,750,000
Short Term Investments	391,448,000	15,916,000	433,926,000	486,518,000
Net Receivables	14,305,000	0	0	73,579,000
Inventory	0	0	0	-99,529,000
Total Current Assets	533,053,000	114,464,000	75,831,000	647,847,000
Property Plant Equipment	48,995,000	42,324,000	53,019,000	43,560,000
Goodwill and Intangibles	83,957,000	85,044,000	86,372,000	87,973,000
Total Assets	3,492,626,000	3,443,668,000	3,320,122,000	3,228,280,000
Liabilities
Account Payables	0	0	0	29,380,000
Short Term Debt	4,327,000	137,220,000	155,616,000	155,000,000
Total Current Liabilities	1,965,918,000	2,917,916,000	2,494,386,000	184,380,000
Long Term Debt	57,699,000	98,324,000	108,297,000	235,765,000
Total Liabilities	3,057,532,000	3,047,580,000	2,952,678,000	2,898,326,000
Shareholders Equity
Retained Earnings	284,834,000	259,190,000	234,619,000	206,296,000
Total Shareholders Equity	435,094,000	396,088,000	367,444,000	329,954,000

Balance sheet annual history for Home Bancorp Inc (HBCP).
Balance Sheet (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Assets
Cash and Cash Equivalents	141,605,000	98,548,000	75,930,000	87,750,000	601,792,000
Short Term Investments	391,448,000	15,916,000	433,926,000	486,518,000	327,632,000
Net Receivables	14,305,000	0	0	73,579,000	40,758,000
Inventory	0	0	0	-99,529,000	0
Total Current Assets	533,053,000	114,464,000	75,831,000	647,847,000	2,503,019,000
Property Plant Equipment	48,995,000	42,324,000	53,019,000	43,560,000	43,542,000
Goodwill and Intangibles	83,957,000	85,044,000	86,372,000	87,973,000	0
Total Assets	3,492,626,000	3,443,668,000	3,320,122,000	3,228,280,000	2,938,244,000
Liabilities
Account Payables	0	0	0	29,380,000	18,907,000
Short Term Debt	4,327,000	137,220,000	155,616,000	155,000,000	0
Total Current Liabilities	1,965,918,000	2,917,916,000	2,494,386,000	184,380,000	0
Long Term Debt	57,699,000	98,324,000	108,297,000	235,765,000	31,585,000
Total Liabilities	3,057,532,000	3,047,580,000	2,952,678,000	2,898,326,000	2,586,341,000
Shareholders Equity
Retained Earnings	284,834,000	259,190,000	234,619,000	206,296,000	188,515,000
Total Shareholders Equity	435,094,000	396,088,000	367,444,000	329,954,000	351,903,000

Cash flow quarterly history for Home Bancorp Inc (HBCP).
Cash Flow Statement (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	46,062,000	36,427,000	40,240,000	34,072,000
Depreciation & Amortization	5,706,000	3,498,000	5,172,000	3,464,000
Stock Based Compensation	3,377,000	2,764,000	2,375,000	2,441,000
Change in Working Capital	1,389,000	1,214,000	-9,132,000	-1,522,000
Operating Cash Flow	54,508,000	48,731,000	41,205,000	51,199,000
Investing Activities
Capital Expenditure	-10,166,000	-4,057,000	-2,021,999	-2,706,000
Investments	-10,166,000	-4,057,000	-2,021,999	-2,706,000
Investing Cash Flow	-2,877,000	-107,106,000	-94,353,000	-495,352,000
Financing Activities
Debt Repayment	-178,061,000	-17,169,000	-16,495,999	-4,850,000
Common Stock Issued/Repurchased	-13,628,000	-4,774,000	-4,828,000	-11,009,000
Dividends Paid	-8,988,000	-8,189,000	-8,221,999	-7,777,000
Financing Cash Flow	-8,574,000	81,092,000	41,329,000	-69,889,000
Summary
Free Cash Flow	44,342,000	44,674,000	39,183,001	48,493,000
Net Change in Cash	43,057,000	22,717,000	-11,570,000	-514,042,000

Cash flow annual history for Home Bancorp Inc (HBCP).
Cash Flow Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Operating Activities
Net Income	46,062,000	36,427,000	40,240,000	34,072,000	48,621,000
Depreciation & Amortization	5,706,000	3,498,000	5,172,000	3,464,000	3,084,000
Stock Based Compensation	3,377,000	2,764,000	2,375,000	2,441,000	2,354,000
Change in Working Capital	1,389,000	1,214,000	-9,132,000	-1,522,000	-5,072,000
Operating Cash Flow	54,508,000	48,731,000	41,205,000	51,199,000	55,715,000
Investing Activities
Capital Expenditure	-10,166,000	-4,057,000	-2,021,999	-2,706,000	-2,472,000
Investments	-10,166,000	-4,057,000	-2,021,999	-2,706,000	-2,472,000
Investing Cash Flow	-2,877,000	-107,106,000	-94,353,000	-495,352,000	54,930,000
Financing Activities
Debt Repayment	-178,061,000	-17,169,000	-16,495,999	-4,850,000	-2,798,000
Common Stock Issued/Repurchased	-13,628,000	-4,774,000	-4,828,000	-11,009,000	-8,900,000
Dividends Paid	-8,988,000	-8,189,000	-8,221,999	-7,777,000	-7,867,000
Financing Cash Flow	-8,574,000	81,092,000	41,329,000	-69,889,000	302,846,000
Summary
Free Cash Flow	44,342,000	44,674,000	39,183,001	48,493,000	53,243,000
Net Change in Cash	43,057,000	22,717,000	-11,570,000	-514,042,000	413,491,000