Cincinnati Financial Corporation (CINF)

Name: Cincinnati Financial Corporation Financial Statements
Creator: Quarter Results

Financial Services | Insurance Property Casualty

Latest reporting period: 2025-03-31

Latest Quarter

2025-03-31

Revenue

$2.6B

Net Income

-$90.0M

Operating Margin

-5.0%

Free Cash Flow

$3.1B

Debt / Assets

61.2%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Cincinnati Financial Corporation (CINF).
Income Statement (Quarterly)	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Revenue	2,566,000,000	2,538,000,000	3,320,000,000	2,544,000,000
Cost of Revenue	0	0	0	0
Gross Profit	2,566,000,000	2,538,000,000	3,320,000,000	2,544,000,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	0	0	0	2,144,000,000
Operating Expenses	2,694,000,000	2,059,000,000	2,280,000,000	2,144,000,000
Operating Income	-128,000,000	479,000,000	1,040,000,000	400,000,000
Interest Expense	13,000,000	13,000,000	13,000,000	14,000,000
Income Before Tax	-128,000,000	479,000,000	1,040,000,000	386,000,000
Income Tax Expense	-38,000,000	74,000,000	220,000,000	74,000,000
Net Income	-90,000,000	405,000,000	820,000,000	312,000,000
Per Share
EPS	-0.58	2.59	5.25	2.00
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Cincinnati Financial Corporation (CINF).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	12,631,000,000	11,337,000,000	10,013,000,000	6,557,000,000	9,630,000,000
Cost of Revenue	6,300,000,000	5,737,000,000	0	23,000,000	0
Gross Profit	6,331,000,000	5,600,000,000	10,013,000,000	6,534,000,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	3,365,000,000	0	7,683,000,000	0	0
Operating Expenses	3,365,000,000	2,742,000,000	7,683,000,000	-7,174,000,000	0
Operating Income	2,980,000,000	2,858,000,000	2,330,000,000	-640,000,000	0
Interest Expense	5,300,000	53,000,000	54,000,000	53,000,000	53,000,000
Income Before Tax	2,980,000,000	2,858,000,000	2,276,000,000	-693,000,000	3,670,000,000
Income Tax Expense	587,000,000	566,000,000	433,000,000	-207,000,000	724,000,000
Net Income	2,393,000,000	2,292,000,000	1,843,000,000	-486,000,000	2,946,000,000
Per Share
EPS	15.17	14.65	11.74	-3.06	18.29
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Cincinnati Financial Corporation (CINF).
Balance Sheet (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	1,431,000,000	983,000,000	907,000,000	1,264,000,000
Short Term Investments	18,271,000,000	16,480,000,000	13,791,000,000	452,000,000
Net Receivables	4,178,000,000	3,834,000,000	3,543,000,000	3,214,000,000
Inventory	0	0	-18,241,000,000	-4,547,000,000
Total Current Assets	23,951,000,000	983,000,000	3,799,000,000	4,478,000,000
Property Plant Equipment	219,000,000	214,000,000	208,000,000	202,000,000
Goodwill and Intangibles	1,344,000,000	61,000,000	-122,000,000	91,000,000
Total Assets	41,002,000,000	36,501,000,000	32,063,000,000	29,736,000,000
Liabilities
Account Payables	0	0	0	0
Short Term Debt	25,000,000	25,000,000	25,000,000	50,000,000
Total Current Liabilities	18,619,000,000	25,000,000	8,424,000,000	50,000,000
Long Term Debt	861,000,000	850,000,000	849,000,000	841,000,000
Total Liabilities	25,091,000,000	22,566,000,000	19,965,000,000	19,205,000,000
Shareholders Equity
Retained Earnings	16,719,000,000	14,869,000,000	13,084,000,000	11,702,000,000
Total Shareholders Equity	15,911,000,000	13,935,000,000	12,098,000,000	10,531,000,000

Balance sheet annual history for Cincinnati Financial Corporation (CINF).
Balance Sheet (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Assets
Cash and Cash Equivalents	1,431,000,000	983,000,000	907,000,000	1,264,000,000	1,139,000,000
Short Term Investments	18,271,000,000	16,480,000,000	13,791,000,000	452,000,000	24,666,000,000
Net Receivables	4,178,000,000	3,834,000,000	3,543,000,000	3,214,000,000	2,865,000,000
Inventory	0	0	-18,241,000,000	-4,547,000,000	0
Total Current Assets	23,951,000,000	983,000,000	3,799,000,000	4,478,000,000	25,903,000,000
Property Plant Equipment	219,000,000	214,000,000	208,000,000	202,000,000	205,000,000
Goodwill and Intangibles	1,344,000,000	61,000,000	-122,000,000	91,000,000	0
Total Assets	41,002,000,000	36,501,000,000	32,063,000,000	29,736,000,000	31,387,000,000
Liabilities
Account Payables	0	0	0	0	0
Short Term Debt	25,000,000	25,000,000	25,000,000	50,000,000	54,000,000
Total Current Liabilities	18,619,000,000	25,000,000	8,424,000,000	50,000,000	54,000,000
Long Term Debt	861,000,000	850,000,000	849,000,000	841,000,000	843,000,000
Total Liabilities	25,091,000,000	22,566,000,000	19,965,000,000	19,205,000,000	18,282,000,000
Shareholders Equity
Retained Earnings	16,719,000,000	14,869,000,000	13,084,000,000	11,702,000,000	12,625,000,000
Total Shareholders Equity	15,911,000,000	13,935,000,000	12,098,000,000	10,531,000,000	13,105,000,000

Cash flow quarterly history for Cincinnati Financial Corporation (CINF).
Cash Flow Statement (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	2,393,000,000	2,292,000,000	1,843,000,000	-486,000,000
Depreciation & Amortization	168,000,000	130,000,000	112,000,000	127,000,000
Stock Based Compensation	0	0	40,000,000	27,000,000
Change in Working Capital	1,629,000,000	1,433,000,000	937,000,000	1,230,000,000
Operating Cash Flow	3,112,000,000	2,649,000,000	2,052,000,000	2,052,000,000
Investing Activities
Capital Expenditure	-20,000,000	-22,000,000	-18,000,000	-15,000,000
Investments	-20,000,000	-22,000,000	-18,000,000	-15,000,000
Investing Cash Flow	-1,691,000,000	-1,696,000,000	-1,608,000,000	-933,000,000
Financing Activities
Debt Repayment	0	0	-25,000,000	-4,000,000
Common Stock Issued/Repurchased	-195,000,000	-126,000,000	-58,000,000	-400,000,000
Dividends Paid	-525,000,000	-490,000,000	-454,000,000	-423,000,000
Financing Cash Flow	-973,000,000	-877,000,000	-801,000,000	-994,000,000
Summary
Free Cash Flow	3,092,000,000	2,627,000,000	2,034,000,000	2,037,000,000
Net Change in Cash	448,000,000	76,000,000	-357,000,000	125,000,000

Cash flow annual history for Cincinnati Financial Corporation (CINF).
Cash Flow Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Operating Activities
Net Income	2,393,000,000	2,292,000,000	1,843,000,000	-486,000,000	2,946,000,000
Depreciation & Amortization	168,000,000	130,000,000	112,000,000	127,000,000	93,000,000
Stock Based Compensation	0	0	40,000,000	27,000,000	33,000,000
Change in Working Capital	1,629,000,000	1,433,000,000	937,000,000	1,230,000,000	740,000,000
Operating Cash Flow	3,112,000,000	2,649,000,000	2,052,000,000	2,052,000,000	1,981,000,000
Investing Activities
Capital Expenditure	-20,000,000	-22,000,000	-18,000,000	-15,000,000	-15,000,000
Investments	-20,000,000	-22,000,000	-18,000,000	-15,000,000	-15,000,000
Investing Cash Flow	-1,691,000,000	-1,696,000,000	-1,608,000,000	-933,000,000	-1,057,000,000
Financing Activities
Debt Repayment	0	0	-25,000,000	-4,000,000	0
Common Stock Issued/Repurchased	-195,000,000	-126,000,000	-58,000,000	-400,000,000	-144,000,000
Dividends Paid	-525,000,000	-490,000,000	-454,000,000	-423,000,000	-395,000,000
Financing Cash Flow	-973,000,000	-877,000,000	-801,000,000	-994,000,000	-685,000,000
Summary
Free Cash Flow	3,092,000,000	2,627,000,000	2,034,000,000	2,037,000,000	1,966,000,000
Net Change in Cash	448,000,000	76,000,000	-357,000,000	125,000,000	239,000,000