CFSB Bancorp Inc (CFSB)

Name: CFSB Bancorp Inc Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2025-03-31

Latest Quarter

2025-03-31

Revenue

$3.4M

Net Income

$4.0K

Operating Margin

0.0%

Free Cash Flow

-$469K

Debt / Assets

79.3%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for CFSB Bancorp Inc (CFSB).
Income Statement (Quarterly)	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Revenue	3,431,000	3,443,000	3,389,000	3,421,000
Cost of Revenue	1,583,000	1,510,000	1,505,000	1,602,000
Gross Profit	1,848,000	1,933,000	1,884,000	1,819,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	1,487,000	1,699,000	1,526,000	1,458,000
Operating Expenses	1,847,000	2,044,000	1,871,000	1,765,000
Operating Income	1,000	-111,000	13,000	54,000
Interest Expense	1,512,000	1,574,000	1,576,000	1,507,000
Income Before Tax	1,000	-111,000	13,000	54,000
Income Tax Expense	-3,000	51,000	19,000	-106,000
Net Income	4,000	-162,000	-6,000	160,000
Per Share
EPS	0.00	-0.03	0.00	0.03
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for CFSB Bancorp Inc (CFSB).
Income Statement (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Revenue	13,717,000	12,463,000	11,342,000	8,899,000	8,049,000
Cost of Revenue	6,105,000	4,771,000	1,926,000	0	0
Gross Profit	7,612,000	7,692,000	9,416,000	8,899,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	6,529,000	6,354,000	6,297,000	5,696,000	5,520,000
Operating Expenses	7,905,000	7,698,000	7,669,000	1,509,000	0
Operating Income	-293,000	-6,000	1,747,000	1,410,000	0
Interest Expense	6,114,000	4,966,000	1,926,000	1,020,000	2,076,000
Income Before Tax	-293,000	-6,000	1,747,000	390,000	1,638,000
Income Tax Expense	-28,000	-39,000	301,000	-52,000	246,000
Net Income	-265,000	33,000	1,446,000	442,000	1,392,000
Per Share
EPS	-0.04	0.01	0.23	0.08	0.21
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for CFSB Bancorp Inc (CFSB).
Balance Sheet (Quarterly)	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Assets
Cash and Cash Equivalents	1,691,000	26,959,000	6,861,000	31,667,000
Short Term Investments	22,974,000	113,000	146,000	199,000
Net Receivables	1,451,000	1,398,000	1,363,000	1,265,000
Inventory	0	0	-8,224,000	-32,932,000
Total Current Assets	26,116,000	28,357,000	8,370,000	33,131,000
Property Plant Equipment	3,791,000	4,106,000	4,366,000	3,334,000
Goodwill and Intangibles	0	0	0	0
Total Assets	366,605,000	363,439,000	349,007,000	366,183,000
Liabilities
Account Payables	0	0	0	0
Short Term Debt	0	10,350,000	3,675,000	0
Total Current Liabilities	0	282,716,000	3,675,000	80,008,000
Long Term Debt	0	877,000	962,000	0
Total Liabilities	290,874,000	287,389,000	273,118,000	291,933,000
Shareholders Equity
Retained Earnings	49,961,000	50,226,000	50,416,000	48,970,000
Total Shareholders Equity	75,731,000	76,050,000	75,889,000	74,250,000

Balance sheet annual history for CFSB Bancorp Inc (CFSB).
Balance Sheet (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Assets
Cash and Cash Equivalents	1,691,000	26,959,000	6,861,000	31,667,000	41,658,000
Short Term Investments	22,974,000	113,000	146,000	199,000	2,294,000
Net Receivables	1,451,000	1,398,000	1,363,000	1,265,000	1,146,000
Inventory	0	0	-8,224,000	-32,932,000	0
Total Current Assets	26,116,000	28,357,000	8,370,000	33,131,000	0
Property Plant Equipment	3,791,000	4,106,000	4,366,000	3,334,000	3,459,000
Goodwill and Intangibles	0	0	0	0	0
Total Assets	366,605,000	363,439,000	349,007,000	366,183,000	338,854,000
Liabilities
Account Payables	0	0	0	0	0
Short Term Debt	0	10,350,000	3,675,000	0	918,000
Total Current Liabilities	0	282,716,000	3,675,000	80,008,000	918,000
Long Term Debt	0	877,000	962,000	0	0
Total Liabilities	290,874,000	287,389,000	273,118,000	291,933,000	290,209,000
Shareholders Equity
Retained Earnings	49,961,000	50,226,000	50,416,000	48,970,000	48,628,000
Total Shareholders Equity	75,731,000	76,050,000	75,889,000	74,250,000	48,645,000

Cash flow quarterly history for CFSB Bancorp Inc (CFSB).
Cash Flow Statement (Quarterly)	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Operating Activities
Net Income	-265,000	33,000	1,446,000	442,000
Depreciation & Amortization	0	238,000	235,000	255,000
Stock Based Compensation	0	427,000	196,000	51,000
Change in Working Capital	0	49,000	-5,000	-52,000
Operating Cash Flow	-469,000	404,000	2,053,000	1,884,000
Investing Activities
Capital Expenditure	0	-71,000	-314,000	-130,000
Investments	0	-71,000	-314,000	-130,000
Investing Cash Flow	72,000	5,703,000	-6,876,000	-36,287,000
Financing Activities
Debt Repayment	0	6,675,000	-3,675,000	-3,474,000
Common Stock Issued/Repurchased	0	-78,000	0	23,926,000
Dividends Paid	0	0	0	-2,556,000
Financing Cash Flow	-495,000	13,991,000	-19,983,000	25,392,000
Summary
Free Cash Flow	-469,000	333,000	1,739,000	1,754,000
Net Change in Cash	-892,000	20,098,000	-24,806,000	-9,011,000

Cash flow annual history for CFSB Bancorp Inc (CFSB).
Cash Flow Statement (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Operating Activities
Net Income	-265,000	33,000	1,446,000	442,000	1,392,000
Depreciation & Amortization	0	238,000	235,000	255,000	714,000
Stock Based Compensation	0	427,000	196,000	51,000	0
Change in Working Capital	0	49,000	-5,000	-52,000	-214,000
Operating Cash Flow	-469,000	404,000	2,053,000	1,884,000	2,015,000
Investing Activities
Capital Expenditure	0	-71,000	-314,000	-130,000	-213,000
Investments	0	-71,000	-314,000	-130,000	-213,000
Investing Cash Flow	72,000	5,703,000	-6,876,000	-36,287,000	-3,026,000
Financing Activities
Debt Repayment	0	6,675,000	-3,675,000	-3,474,000	-3,294,000
Common Stock Issued/Repurchased	0	-78,000	0	23,926,000	0
Dividends Paid	0	0	0	-2,556,000	0
Financing Cash Flow	-495,000	13,991,000	-19,983,000	25,392,000	4,325,000
Summary
Free Cash Flow	-469,000	333,000	1,739,000	1,754,000	1,802,000
Net Change in Cash	-892,000	20,098,000	-24,806,000	-9,011,000	3,314,000