Fair Isaac Corporation
FICO
$1 798.53 1.50%
Exchange: NYSE | Sector: Technology | Industry: Software Application
Q4 2024
Published: Nov 6, 2024

Earnings Highlights

  • Revenue of $453.81M up 16.4% year-over-year
  • EPS of $5.44 increased by 35.5% from previous year
  • Gross margin of 80.3%
  • Net income of 135.69M
  • "Early days, continued investments, but we're going to get more profitable anyway." - Will Lansing
FICO
Company FICO

Executive Summary

Fair Isaac Corporation delivered a robust Q4 2024 and a solid full year, led by continued strength in its Scores and Software franchises and a clear ascent in platform monetization. Revenue for the quarter reached $454 million, up 16% year over year (YoY), and full-year revenue was $1.718 billion, up 13% YoY. GAAP net income rose 34% QoQ to $136 million in the quarter, with non-GAAP net income of $163 million, up 29%, underscoring strong operating discipline and scalable profitability metrics. Free cash flow reached a quarterly record of $219 million and $607 million for the trailing four quarters, reflecting the company’s durable cash generation and capital returns through buybacks.

Key Performance Indicators

Revenue
Increasing
453.81M
QoQ: 1.33% | YoY: 16.44%
Gross Profit
Increasing
364.24M
80.26% margin
QoQ: 1.36% | YoY: 18.68%
Operating Income
Increasing
197.18M
QoQ: 3.64% | YoY: 19.00%
Net Income
Increasing
135.69M
QoQ: 7.47% | YoY: 33.79%
EPS
Increasing
5.54
QoQ: 8.20% | YoY: 35.45%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q2 2025 498.74 6.59 +15.0% View
Q1 2025 439.97 6.14 +15.2% View
Q4 2024 453.81 5.44 +16.4% View
Q3 2024 447.85 5.05 +12.3% View
Q2 2024 433.81 5.16 +14.1% View