JPMorgan Chase Co
0Q1F.L
$311.08 1.12%
Exchange: LSE | Sector: Financial Services | Industry: Banks Diversified
Q2 2025
Published: Jul 15, 2025

Earnings Highlights

  • Revenue of $69.94B up 3.1% year-over-year
  • EPS of $5.24 decreased by 14.4% from previous year
  • Gross margin of 60.1%
  • Net income of 14.99B
  • ""Our diversified investment approach allows us to adapt and grow in multiple segments of the bank,"" - Jamie Dimon, CEO

JPMorgan Chase & Co (0Q1F.L) Q2 2025 Financial Results: Steady Growth Amidst Challenging Market Conditions

Executive Summary

For Q2 2025, JPMorgan Chase & Co reported revenues of $69.94 billion, marking a 3.11% year-over-year increase and a 1.50% quarter-over-quarter lift. However, net income dipped to $14.99 billion, resulting in a 17.42% decline year-over-year, reflecting pressures from rising interest rates and market volatility. Management emphasized a commitment to strategic investments in technology and customer experience to drive long-term growth, while balancing cost controls in an increasingly competitive environment. The bankÒ€ℒs diversified business model continues to serve it well, with strong contributions from the Consumer & Community Banking and Asset & Wealth Management segments. Executives underscored their agility in reallocating resources to growth areas, ensuring a robust return on equity despite fluctuating market dynamics and regulatory challenges.

Key Performance Indicators

Revenue

69.94B
QoQ: 1.50% | YoY:3.11%

Gross Profit

42.06B
60.14% margin
QoQ: 0.14% | YoY:7.75%

Operating Income

18.28B
QoQ: -0.67% | YoY:-21.98%

Net Income

14.99B
QoQ: 2.35% | YoY:-17.42%

EPS

5.25
QoQ: 3.35% | YoY:-14.36%

Revenue Trend

Margin Analysis

Key Insights

  • **Revenue**: $69.94 billion - Year-over-Year Change: **3.11% increase** - Quarter-over-Quarter Change: **1.50% increase**
  • **Gross Profit**: $42.06 billion - Year-over-Year Change: **7.75% increase** - Quarter-over-Quarter Change: **0.14% increase**
  • **Operating Income**: $18.28 billion - Year-over-Year Change: **-21.98% decrease** - Quarter-over-Quarter Change: **-0.67% decrease**
  • **Net Income**: $14.99 billion - Year-over-Year Change: **-17.42% decrease** - Quarter-over-Quarter Change: **2.35% increase**
  • **Earnings Per Share (EPS)**: $5.25 - Year-over-Year Change: **-14.36% decrease** - Quarter-over-Quarter Change: **3.35% increase** ### Cost Management

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q2 2025 69,944.00 5.24 +3.1% View
Q1 2025 68,907.00 5.07 +4.0% View
Q4 2024 67,007.00 4.81 +8.2% View
Q3 2024 69,667.00 4.37 +13.1% View
Q2 2024 67,835.00 6.12 +16.1% View