UHaul Holding Company
UHAL
$52.46 -0.79%
Exchange: NYSE | Sector: Industrials | Industry: Rental Leasing Services
Q3 2025
Published: Feb 5, 2025

Earnings Highlights

  • Revenue of $1.39B up 3.7% year-over-year
  • EPS of $0.30 decreased by 34.8% from previous year
  • Gross margin of 85.8%
  • Net income of 58.34M
  • ""I'm the most optimistic I have been in some time."" - Joe Shoen
UHAL
UHaul Holding Company

Executive Summary

UHaul Holding Company reported a solid top-line in QQ3 2025, with revenue of $1.389 billion, a year-over-year rise of 3.66% driven by stronger in-town rental activity and ongoing price realization, supported by a robust move-related services mix. EBITDA was $417.9 million, yielding an EBITDA margin of approximately 30.1%, while gross margin remained high at 85.85%. Despite these strengths, net income declined to $58.3 million and EPS to $0.30, reflecting a combination of elevated depreciation from fleet expansion, lower gains on the sale of older equipment, and a substantial negative swing in other income/expenses. The quarterly results also featured meaningful cash flow dynamics: operating cash flow of $271.6 million but free cash flow of -$664.9 million due to $936.5 million of capex in the quarter and a year-to-date capex cadence focused on real estate and UBox infrastructure.

Management signaled a growth-centric stance in a still-fragile macro environment. The company added 2.3 million net rentable square feet in the quarter, bringing total development activity to roughly 8.5 million square feet, and disclosed a first-nine-month real estate investment of $1.214 billion. UBox and self-storage are central to the growth narrative, with UBox revenue contributing meaningfully to the “other revenue” line and storage density improving through higher container utilization and better space efficiency. Management underscored a strong pipeline, highlighted ongoing cost-control initiatives, and reiterated a target to keep net debt to EBITDA under 5x while acknowledging a potential for up to an additional $2 billion of debt against real estate if needed to finance growth. The commentary also acknowledged competitive pricing dynamics, reliance on a broad store footprint, and the potential for continued cost discipline to sustain earnings progression in a high-capex environment.

Key Performance Indicators

Revenue
Increasing
1.39B
QoQ: -16.26% | YoY: 3.66%
Gross Profit
Increasing
1.19B
85.85% margin
QoQ: 123.98% | YoY: 2.98%
Operating Income
Decreasing
150.73M
QoQ: -50.08% | YoY: -23.71%
Net Income
Decreasing
58.34M
QoQ: -68.77% | YoY: -41.20%
EPS
Decreasing
0.30
QoQ: -67.03% | YoY: -34.78%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q1 2026 1,630.47 0.68 +38.3% View
Q3 2025 1,388.56 0.30 +3.7% View
Q2 2025 1,658.11 0.91 +0.5% View
Q1 2025 1,548.49 0.95 +0.5% View
Q4 2024 1,179.17 -0.05 -0.8% View