Reported Q: Q1 2026 Rev YoY: -24.3% EPS YoY: +89.6% Move: -0.08%
Saratoga Investment Corp
SAZ
$25.67 -0.08%
Exchange NYSE Sector Financial Services Industry Investment Banking Investment Services
Q1 2026
Published: Jul 8, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for SAZ

Reported

Report Date

Jul 8, 2025

Quarter Q1 2026

Revenue

29.29M

YoY: -24.3%

EPS

0.91

YoY: +89.6%

Market Move

-0.08%

Previous quarter: Q4 2024

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Earnings Highlights

  • Revenue of $29.29M down 24.3% year-over-year
  • EPS of $0.91 increased by 89.6% from previous year
  • Gross margin of 57.5%
  • Net income of 13.93M
  • ""Building on our historical strong dividend distribution history, we announced a base dividend of $0.25 per share per month or $0.75 per share in aggregate for the second quarter of fiscal 2026. Our annualized second quarter dividend of $0.75 per share represents an 11.8% yield based on the stock price of $25.44 as of July 7, 2025."" - Christian Long Oberbeck
SAZ
Company SAZ

Executive Summary

Saratoga Investment Corp 850 (SAZ) reported fiscal Q1 2026 results with a disciplined execution stance amid a weaker deal environment in the lower middle market. Key takeaways include a strong NAV foundation, a meaningful increase in net interest income per share quarter-over-quarter, and a resilient portfolio with very low nonaccrual levels. The quarter highlighted ongoing liquidity strength and substantial dry powder, enabling accretive deployment opportunities as market conditions improve. Management reaffirmed a commitment to selective credit origination, expansion of business development capabilities, and a disciplined approach to dividend policy and capital structure. While near-term AUM growth remains challenged by macro headwinds and prepayment activity, SAZ entered the quarter with robust liquidity (roughly $430 million of investment capacity and $224 million of cash) and a clear path to deploying capital into high-quality opportunities, including BB CLO debt securities, with the potential to meaningfully expand earnings power over the medium term.

Key Performance Indicators

Revenue
Decreasing
29.29M
QoQ: -74.05% | YoY: -24.26%
Gross Profit
Decreasing
16.84M
57.49% margin
QoQ: 146.86% | YoY: -42.00%
Operating Income
Decreasing
14.04M
QoQ: 212.39% | YoY: -48.45%
Net Income
Increasing
13.93M
QoQ: 148.44% | YoY: 110.76%
EPS
Increasing
0.91
QoQ: 1 400.00% | YoY: 89.58%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q3 2026 31,645.54 0.74 +88.0% View
Q2 2026 32.63 0.71 -24.1% View
Q1 2026 29.29 0.91 -24.3% View
Q4 2024 112.89 -0.07 +203.2% View
Q3 2024 35.88 0.64 -1.4% View