Saratoga Investment Corp
SAR
$22.75 -0.04%
Exchange: NYSE | Sector: Financial Services | Industry: Asset Management
Q4 2025
Published: May 7, 2025

Earnings Highlights

  • Revenue of $17.47M down 20.3% year-over-year
  • EPS of $-0.07 decreased by 118% from previous year
  • Gross margin of 26.0%
  • Net income of -677.00K
  • ""Saratoga continues to be favorably situated for potential future economic opportunities as well as challenges." - Christian Oberbeck, CEO" - Christian Oberbeck
SAR
Saratoga Investment Corp

Executive Summary

Saratoga Investment Corporation (SAR), a business development company focused on middle market investment opportunities, reported a challenging Q4 2025 marked by declining revenues and net income. The company's total revenue for the quarter stood at $17.5 million, a significant decrease of 20.3% year-over-year and 29.8% quarter-over-quarter. This decline was influenced by lower interest rates impacting revenue generated from floating rate assets, coupled with substantial repayments. The firm's net income registered at -$677,000, reflecting a marked erosion compared to previous periods. Despite these challenges, management affirmed the resilience of the portfolio and highlighted a transition to a monthly dividend structure, increasing the yield potential amid ongoing macroeconomic uncertainties. Management expressed confidence in their strategic positioning, indicating an optimistic outlook for capital deployment as M&A activity in the lower middle market appears to be gaining momentum, with the firm maintaining a robust investment pipeline.

Key Performance Indicators

Revenue
Decreasing
17.47M
QoQ: -29.80% | YoY: -20.33%
Gross Profit
Decreasing
4.54M
26.01% margin
QoQ: -61.63% | YoY: -51.53%
Operating Income
Decreasing
2.36M
QoQ: -73.81% | YoY: -68.60%
Net Income
Decreasing
-677.00K
QoQ: -107.66% | YoY: -112.76%
EPS
Decreasing
-0.07
QoQ: -110.94% | YoY: -117.95%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q1 2026 29.29 0.91 +28.2% View
Q4 2025 17.47 -0.07 -20.3% View
Q3 2025 24.88 0.64 +117.6% View
Q2 2025 28.97 0.97 +29.0% View
Q1 2025 22.85 0.48 +66.4% View