Regions Financial Corporation delivered a solid QQ1 2025 performance against a backdrop of macro uncertainty and tariff-related volatility. Reported revenue of $2.315 billion and net income of $490 million, with earnings per share of $0.51. Net interest income declined 3% sequentially, driven by stable-to-soft loan balances and lower origination activity, but deposit costs fell, anchoring margins as Regions leverages a robust deposit franchise (average deposits up 1% QoQ; ending deposits up 3%). The company generated a CET1 ratio of 10.8% (9.1% including AOCI) and returned capital through $242 million in share repurchases and $226 million in common dividends in the quarter, underscoring a constructive capital allocation approach in a cautious environment. Management framed 2025 guidance around modest net interest income growth (1-4%) and low-to-modest growth in adjusted non-interest income (1-3%), with adjusted non-interest expense expected to be flat to up about 2% and a commitment to positive operating leverage of 50-150 basis points for the year. The commentary also highlighted a more prudent loan demand backdrop as clients wait for tariff clarity and macro visibility, while Regions continues to invest selectively in priority markets and technology to sustain growth over the medium term.