Latest Quarter
2025-03-31
Regions Financial Corporation (RF-PC)
Revenue
$2.3B
Net Income
$490M
Operating Margin
26.8%
Free Cash Flow
$1.5B
Debt / Assets
88.0%
Values are in USD and rounded to the nearest whole number unless noted.
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| Income Statement (Quarterly) | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Revenue | 2,315,000,000 | 2,387,000,000 | 2,330,000,000 | 2,307,000,000 |
| Cost of Revenue | 655,000,000 | 692,000,000 | 715,000,000 | 678,000,000 |
| Gross Profit | 1,660,000,000 | 1,695,000,000 | 1,677,000,000 | 1,629,000,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 675,000,000 | 556,000,000 | 690,000,000 | 665,000,000 |
| Operating Expenses | 1,039,000,000 | 1,038,000,000 | 1,069,000,000 | 1,004,000,000 |
| Operating Income | 621,000,000 | 657,000,000 | 608,000,000 | 625,000,000 |
| Interest Expense | 531,000,000 | 572,000,000 | 602,000,000 | 576,000,000 |
| Income Before Tax | 621,000,000 | 657,000,000 | 608,000,000 | 625,000,000 |
| Income Tax Expense | 131,000,000 | 123,000,000 | 118,000,000 | 124,000,000 |
| Net Income | 490,000,000 | 534,000,000 | 490,000,000 | 501,000,000 |
| Per Share | ||||
| EPS | 0.51 | 0.56 | 0.49 | 0.52 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Statement (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | 9,608,000,000 | 9,373,000,000 | 6,897,000,000 | 7,165,000,000 | 6,376,000,000 |
| Cost of Revenue | 2,437,000,000 | 2,777,000,000 | 2,130,000,000 | 0 | 0 |
| Gross Profit | 7,171,000,000 | 6,596,000,000 | 7,023,000,000 | 7,165,000,000 | 0 |
| Operating Expenses | |||||
| R&D Expenses | 0 | 0 | 0 | 0 | 0 |
| SG&A Expenses | 2,941,000,000 | 2,639,000,000 | 2,526,000,000 | 2,484,000,000 | 2,356,000,000 |
| Operating Expenses | 4,428,000,000 | 4,242,000,000 | 4,416,000,000 | -3,973,000,000 | 0 |
| Operating Income | 2,743,000,000 | 2,354,000,000 | 3,796,000,000 | 3,192,000,000 | 0 |
| Interest Expense | 2,082,000,000 | 2,290,000,000 | 1,577,000,000 | 316,000,000 | 167,000,000 |
| Income Before Tax | 2,743,000,000 | 2,354,000,000 | 2,607,000,000 | 2,876,000,000 | 3,215,000,000 |
| Income Tax Expense | 587,000,000 | 461,000,000 | 533,000,000 | 631,000,000 | 694,000,000 |
| Net Income | 2,156,000,000 | 1,893,000,000 | 2,074,000,000 | 2,245,000,000 | 2,521,000,000 |
| Per Share | |||||
| EPS | 2.31 | 1.94 | 2.11 | 2.30 | 4.39 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Balance Sheet (Quarterly) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Cash and Cash Equivalents | 10,907,000,000 | 10,712,000,000 | 1,869,000,000 | 11,227,000,000 |
| Short Term Investments | 27,560,000,000 | 23,443,000,000 | 20,000,000 | 27,933,000,000 |
| Net Receivables | 571,000,000 | 572,000,000 | 614,000,000 | 511,000,000 |
| Inventory | 0 | 0 | -2,503,000,000 | 0 |
| Total Current Assets | 39,549,000,000 | 34,727,000,000 | 7,430,000,000 | 1,649,000,000 |
| Property Plant Equipment | 1,659,000,000 | 1,673,000,000 | 2,104,000,000 | 1,718,000,000 |
| Goodwill and Intangibles | 5,873,000,000 | 6,909,000,000 | 6,844,000,000 | 6,794,000,000 |
| Total Assets | 159,553,000,000 | 157,302,000,000 | 152,194,000,000 | 155,220,000,000 |
| Liabilities | ||||
| Account Payables | 0 | 0 | 0 | 0 |
| Short Term Debt | 750,000,000 | 500,000,000 | 92,000,000 | 95,000,000 |
| Total Current Liabilities | 131,878,000,000 | 128,103,000,000 | 113,204,000,000 | 113,605,000,000 |
| Long Term Debt | 4,134,000,000 | 5,993,000,000 | 2,330,000,000 | 2,284,000,000 |
| Total Liabilities | 140,450,000,000 | 139,392,000,000 | 134,701,000,000 | 139,269,000,000 |
| Shareholders Equity | ||||
| Retained Earnings | 10,205,000,000 | 9,060,000,000 | 8,186,000,000 | 7,004,000,000 |
| Total Shareholders Equity | 19,043,000,000 | 17,879,000,000 | 17,429,000,000 | 15,947,000,000 |
| Balance Sheet (Annual) | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Assets | |||||
| Cash and Cash Equivalents | 10,907,000,000 | 10,712,000,000 | 1,869,000,000 | 11,227,000,000 | 29,411,000,000 |
| Short Term Investments | 27,560,000,000 | 23,443,000,000 | 20,000,000 | 27,933,000,000 | 28,481,000,000 |
| Net Receivables | 571,000,000 | 572,000,000 | 614,000,000 | 511,000,000 | 319,000,000 |
| Inventory | 0 | 0 | -2,503,000,000 | 0 | 0 |
| Total Current Assets | 39,549,000,000 | 34,727,000,000 | 7,430,000,000 | 1,649,000,000 | 125,277,000,000 |
| Property Plant Equipment | 1,659,000,000 | 1,673,000,000 | 2,104,000,000 | 1,718,000,000 | 1,814,000,000 |
| Goodwill and Intangibles | 5,873,000,000 | 6,909,000,000 | 6,844,000,000 | 6,794,000,000 | 6,467,000,000 |
| Total Assets | 159,553,000,000 | 157,302,000,000 | 152,194,000,000 | 155,220,000,000 | 162,938,000,000 |
| Liabilities | |||||
| Account Payables | 0 | 0 | 0 | 0 | 0 |
| Short Term Debt | 750,000,000 | 500,000,000 | 92,000,000 | 95,000,000 | 0 |
| Total Current Liabilities | 131,878,000,000 | 128,103,000,000 | 113,204,000,000 | 113,605,000,000 | 0 |
| Long Term Debt | 4,134,000,000 | 5,993,000,000 | 2,330,000,000 | 2,284,000,000 | 2,407,000,000 |
| Total Liabilities | 140,450,000,000 | 139,392,000,000 | 134,701,000,000 | 139,269,000,000 | 144,612,000,000 |
| Shareholders Equity | |||||
| Retained Earnings | 10,205,000,000 | 9,060,000,000 | 8,186,000,000 | 7,004,000,000 | 5,550,000,000 |
| Total Shareholders Equity | 19,043,000,000 | 17,879,000,000 | 17,429,000,000 | 15,947,000,000 | 18,326,000,000 |
| Cash Flow Statement (Quarterly) | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Activities | ||||
| Net Income | 1,893,000,000 | 2,074,000,000 | 2,245,000,000 | 2,521,000,000 |
| Depreciation & Amortization | 144,000,000 | 236,000,000 | 353,000,000 | 371,000,000 |
| Stock Based Compensation | 0 | 61,000,000 | 60,000,000 | 0 |
| Change in Working Capital | -1,027,000,000 | -487,000,000 | -274,000,000 | -294,000,000 |
| Operating Cash Flow | 1,598,000,000 | 2,364,000,000 | 3,102,000,000 | 3,030,000,000 |
| Investing Activities | ||||
| Capital Expenditure | -146,000,000 | -348,000,000 | -288,000,000 | 0 |
| Investments | -146,000,000 | -348,000,000 | -288,000,000 | 0 |
| Investing Cash Flow | -262,000,000 | -1,663,000,000 | -12,941,000,000 | -2,865,000,000 |
| Financing Activities | ||||
| Debt Repayment | 4,140,000,000 | -2,000,000,000 | 0 | -1,779,000,000 |
| Common Stock Issued/Repurchased | -359,000,000 | -287,000,000 | 160,000,000 | -467,000,000 |
| Dividends Paid | -994,000,000 | -885,000,000 | -762,000,000 | -608,000,000 |
| Financing Cash Flow | 2,575,000,000 | -5,127,000,000 | -8,345,000,000 | 11,290,000,000 |
| Summary | ||||
| Free Cash Flow | 1,452,000,000 | 2,016,000,000 | 2,814,000,000 | 3,030,000,000 |
| Net Change in Cash | 3,911,000,000 | -4,426,000,000 | -18,184,000,000 | 11,455,000,000 |
| Cash Flow Statement (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 1,893,000,000 | 2,074,000,000 | 2,245,000,000 | 2,521,000,000 | 1,094,000,000 |
| Depreciation & Amortization | 144,000,000 | 236,000,000 | 353,000,000 | 371,000,000 | 421,000,000 |
| Stock Based Compensation | 0 | 61,000,000 | 60,000,000 | 0 | 0 |
| Change in Working Capital | -1,027,000,000 | -487,000,000 | -274,000,000 | -294,000,000 | 526,000,000 |
| Operating Cash Flow | 1,598,000,000 | 2,364,000,000 | 3,102,000,000 | 3,030,000,000 | 2,324,000,000 |
| Investing Activities | |||||
| Capital Expenditure | -146,000,000 | -348,000,000 | -288,000,000 | 0 | -59,000,000 |
| Investments | -146,000,000 | -348,000,000 | -288,000,000 | 0 | 0 |
| Investing Cash Flow | -262,000,000 | -1,663,000,000 | -12,941,000,000 | -2,865,000,000 | -4,853,000,000 |
| Financing Activities | |||||
| Debt Repayment | 4,140,000,000 | -2,000,000,000 | 0 | -1,779,000,000 | -10,918,000,000 |
| Common Stock Issued/Repurchased | -359,000,000 | -287,000,000 | 160,000,000 | -467,000,000 | 0 |
| Dividends Paid | -994,000,000 | -885,000,000 | -762,000,000 | -608,000,000 | -698,000,000 |
| Financing Cash Flow | 2,575,000,000 | -5,127,000,000 | -8,345,000,000 | 11,290,000,000 | 16,371,000,000 |
| Summary | |||||
| Free Cash Flow | 1,452,000,000 | 2,016,000,000 | 2,814,000,000 | 3,030,000,000 | 2,265,000,000 |
| Net Change in Cash | 3,911,000,000 | -4,426,000,000 | -18,184,000,000 | 11,455,000,000 | 13,842,000,000 |