OneMain Holdings Inc (OMF)

Name: OneMain Holdings Inc Financial Statements
Creator: Quarter Results

Financial Services | Financial Credit Services

Latest reporting period: 2025-03-31

Latest Quarter

2025-03-31

Revenue

$188M

Net Income

$213M

Operating Margin

314.9%

Free Cash Flow

$2.7B

Debt / Assets

87.7%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for OneMain Holdings Inc (OMF).
Income Statement (Quarterly)	2025-03-31	2024-12-31	2024-09-30	2024-06-30
Revenue	188,000,000	1,187,000,000	1,465,000,000	1,405,000,000
Cost of Revenue	218,000,000	1,027,000,000	401,000,000	223,000,000
Gross Profit	-30,000,000	160,000,000	1,064,000,000	1,182,000,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	-404,000,000	-433,000,000	263,000,000	253,000,000
Operating Expenses	-404,000,000	-433,000,000	-28,000,000	-382,000,000
Operating Income	592,000,000	593,000,000	1,092,000,000	976,000,000
Interest Expense	312,000,000	311,000,000	301,000,000	297,000,000
Income Before Tax	275,000,000	164,000,000	207,000,000	92,000,000
Income Tax Expense	62,000,000	38,000,000	50,000,000	21,000,000
Net Income	213,000,000	126,000,000	157,000,000	71,000,000
Per Share
EPS	1.79	1.06	1.31	0.59
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for OneMain Holdings Inc (OMF).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	6,242,000,000	695,000,000	2,559,000,000	4,199,000,000	3,926,000,000
Cost of Revenue	1,905,000,000	879,000,000	2,585,000,000	779,000,000	0
Gross Profit	4,337,000,000	-184,000,000	-26,000,000	3,420,000,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	0	1,068,000,000	1,044,000,000	150,000,000	1,015,000,000
Operating Expenses	0	4,537,000,000	933,000,000	-2,406,000,000	0
Operating Income	2,340,000,000	-2,129,000,000	1,626,000,000	1,793,000,000	0
Interest Expense	0	1,185,000,000	1,019,000,000	892,000,000	937,000,000
Income Before Tax	1,001,000,000	667,000,000	840,000,000	1,163,000,000	1,741,000,000
Income Tax Expense	218,000,000	158,000,000	199,000,000	285,000,000	427,000,000
Net Income	783,000,000	509,000,000	641,000,000	872,000,000	1,314,000,000
Per Share
EPS	6.59	4.25	5.32	7.02	10.00
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for OneMain Holdings Inc (OMF).
Balance Sheet (Quarterly)	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Assets
Cash and Cash Equivalents	458,000,000	1,014,000,000	498,000,000	541,000,000
Short Term Investments	1,607,000,000	458,000,000	513,000,000	475,000,000
Net Receivables	20,096,000,000	18,112,000,000	16,940,000,000	38,424,000,000
Inventory	0	1,548,000,000	1,472,000,000	0
Total Current Assets	2,065,000,000	2,733,000,000	1,011,000,000	40,957,000,000
Property Plant Equipment	152,000,000	165,000,000	152,000,000	0
Goodwill and Intangibles	1,760,000,000	1,697,000,000	1,698,000,000	1,711,000,000
Total Assets	25,910,000,000	24,294,000,000	22,533,000,000	22,079,000,000
Liabilities
Account Payables	0	0	0	0
Short Term Debt	0	19,813,000,000	0	0
Total Current Liabilities	0	40,921,000,000	0	0
Long Term Debt	21,438,000,000	19,813,000,000	18,281,000,000	17,750,000,000
Total Liabilities	22,719,000,000	19,813,000,000	19,504,000,000	18,986,000,000
Shareholders Equity
Retained Earnings	2,296,000,000	2,285,000,000	2,125,000,000	1,727,000,000
Total Shareholders Equity	3,191,000,000	3,186,000,000	3,029,000,000	3,093,000,000

Balance sheet annual history for OneMain Holdings Inc (OMF).
Balance Sheet (Annual)	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Assets
Cash and Cash Equivalents	458,000,000	1,014,000,000	498,000,000	541,000,000	2,272,000,000
Short Term Investments	1,607,000,000	458,000,000	513,000,000	475,000,000	152,000,000
Net Receivables	20,096,000,000	18,112,000,000	16,940,000,000	38,424,000,000	299,000,000
Inventory	0	1,548,000,000	1,472,000,000	0	0
Total Current Assets	2,065,000,000	2,733,000,000	1,011,000,000	40,957,000,000	0
Property Plant Equipment	152,000,000	165,000,000	152,000,000	0	0
Goodwill and Intangibles	1,760,000,000	1,697,000,000	1,698,000,000	1,711,000,000	1,728,000,000
Total Assets	25,910,000,000	24,294,000,000	22,533,000,000	22,079,000,000	22,471,000,000
Liabilities
Account Payables	0	0	0	0	0
Short Term Debt	0	19,813,000,000	0	0	0
Total Current Liabilities	0	40,921,000,000	0	0	0
Long Term Debt	21,438,000,000	19,813,000,000	18,281,000,000	17,750,000,000	17,800,000,000
Total Liabilities	22,719,000,000	19,813,000,000	19,504,000,000	18,986,000,000	19,030,000,000
Shareholders Equity
Retained Earnings	2,296,000,000	2,285,000,000	2,125,000,000	1,727,000,000	1,691,000,000
Total Shareholders Equity	3,191,000,000	3,186,000,000	3,029,000,000	3,093,000,000	3,441,000,000

Cash flow quarterly history for OneMain Holdings Inc (OMF).
Cash Flow Statement (Quarterly)	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Operating Activities
Net Income	509,000,000	641,000,000	878,000,000	1,314,000,000
Depreciation & Amortization	277,000,000	257,000,000	262,000,000	264,000,000
Stock Based Compensation	30,000,000	36,000,000	31,000,000	23,000,000
Change in Working Capital	-125,000,000	-44,000,000	-90,000,000	-48,000,000
Operating Cash Flow	2,699,000,000	2,519,000,000	2,387,000,000	2,247,000,000
Investing Activities
Capital Expenditure	0	0	0	0
Investments	0	0	0	0
Investing Cash Flow	-3,266,000,000	-2,862,000,000	-2,119,000,000	-2,143,000,000
Financing Activities
Debt Repayment	701,000,000	-3,328,000,000	-5,149,000,000	-3,921,000,000
Common Stock Issued/Repurchased	-31,000,000	-62,000,000	-301,000,000	-368,000,000
Dividends Paid	-498,000,000	-487,000,000	-480,000,000	-1,274,000,000
Financing Cash Flow	161,000,000	932,000,000	-326,000,000	-1,810,000,000
Summary
Free Cash Flow	2,699,000,000	2,519,000,000	2,387,000,000	2,247,000,000
Net Change in Cash	-406,000,000	589,000,000	-58,000,000	-1,706,000,000

Cash flow annual history for OneMain Holdings Inc (OMF).
Cash Flow Statement (Annual)	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Operating Activities
Net Income	509,000,000	641,000,000	878,000,000	1,314,000,000	730,000,000
Depreciation & Amortization	277,000,000	257,000,000	262,000,000	264,000,000	264,000,000
Stock Based Compensation	30,000,000	36,000,000	31,000,000	23,000,000	17,000,000
Change in Working Capital	-125,000,000	-44,000,000	-90,000,000	-48,000,000	-118,000,000
Operating Cash Flow	2,699,000,000	2,519,000,000	2,387,000,000	2,247,000,000	2,212,000,000
Investing Activities
Capital Expenditure	0	0	0	0	0
Investments	0	0	0	0	0
Investing Cash Flow	-3,266,000,000	-2,862,000,000	-2,119,000,000	-2,143,000,000	-751,000,000
Financing Activities
Debt Repayment	701,000,000	-3,328,000,000	-5,149,000,000	-3,921,000,000	-6,792,000,000
Common Stock Issued/Repurchased	-31,000,000	-62,000,000	-301,000,000	-368,000,000	-45,000,000
Dividends Paid	-498,000,000	-487,000,000	-480,000,000	-1,274,000,000	-806,000,000
Financing Cash Flow	161,000,000	932,000,000	-326,000,000	-1,810,000,000	-370,000,000
Summary
Free Cash Flow	2,699,000,000	2,519,000,000	2,387,000,000	2,247,000,000	2,212,000,000
Net Change in Cash	-406,000,000	589,000,000	-58,000,000	-1,706,000,000	1,091,000,000