Reported Q: Q4 2024 Rev YoY: -29.8% EPS YoY: +62.5% Move: -1.60%
Greystone Housing Impact
GHI
$4.92 -1.60%
Exchange NYSE Sector Financial Services Industry Financial Mortgages
Q4 2024
Published: Feb 20, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for GHI

Reported

Report Date

Feb 20, 2025

Quarter Q4 2024

Revenue

25.14M

YoY: -29.8%

EPS

0.39

YoY: +62.5%

Market Move

-1.60%

Previous quarter: Q3 2024

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Earnings Highlights

  • Revenue of $25.14M down 29.8% year-over-year
  • EPS of $0.39 increased by 62.5% from previous year
  • Gross margin of 100.0%
  • Net income of 10.13M
  • "We have had no forbearance requests for multifamily mortgage revenue bonds and all of our borrowers are current on their principal and interest payments as of December 31, 2024." - Ken Rogozinski, CEO
GHI
Company GHI

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Executive Summary

Greystone Housing Impact Investors LP (GHI) delivered solid cash-generative performance in Q4 2024, underpinned by continued strength in its mortgage revenue bonds (MRBs) portfolio and an active hedging program that supported cash available for distribution (CAD). GAAP net income for the quarter was $10.1 million ($0.39 per unit), while CAD was $4.2 million ($0.18 per unit). For the full year 2024, GAAP net income totaled $21.3 million ($0.76 per unit) with CAD of $21.9 million ($0.95 per unit). The quarterly results were affected by $7.0 million of noncash unrealized gains on interest rate derivatives, which boosted net income but are expected to have a minimal cash impact going forward because higher projected swap settlements will be offset by higher interest costs on floating-rate debt. Transaction costs related to the termination of TEBS and the new PFA securitization added approximately $0.03 per unit in Q4. Book value per unit (diluted) declined to $13.15 at December 31, 2024, primarily driven by a lower fair value on the MRB portfolio as tax-exempt rates rose ~43 bps across the curve. Market valuation of MRBs is not assumed to directly affect operating cash flows, CAD, or reported net income. By year-end, GHI maintained a conservative liquidity profile with unrestricted cash of about $14.7 million and roughly $31 million of unsecured line availability, supplemented by approximately $31 million of liquidity from January 2025 redemptions/redeployments. The company closed the first two BlackRock-led construction lending deals in Q4 2024 as part of a broader strategic construction lending JV, with four JV equity investments totaling about $179.4 million carrying value and $27.2 million of remaining funding commitments. Vantage at Tomball was sold in January 2025, generating net proceeds of $14.2 million. Management emphasizes a continued hedging program (net swap payments totaling $12.3 million in 2023–2024) to stabilize cash flows and a disciplined, accretive approach to originations across MRB and governmental issuer loans, complemented by a growing JV platform. Outlook remains contingent on market rates, tax policy developments, and execution of the JV pipeline, but the company projects funding commitments of roughly $100 million over the next year and ongoing deployment of redemption proceeds into the investment base.

Key Performance Indicators

Revenue
Decreasing
25.14M
QoQ: -7.93% | YoY: -29.78%
Gross Profit
Decreasing
25.13M
99.95% margin
QoQ: -7.97% | YoY: -28.03%
Operating Income
Decreasing
10.17M
QoQ: -20.05% | YoY: -62.91%
Net Income
Increasing
10.13M
QoQ: 318.58% | YoY: 63.32%
EPS
Increasing
0.39
QoQ: 269.57% | YoY: 62.50%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q1 2025 25.13 0.11 +4.0% View
Q4 2024 25.14 0.39 -29.8% View
Q3 2024 27.30 -0.23 +72.9% View
Q2 2024 24.72 0.19 -7.2% View
Q1 2024 24.15 0.43 +8.1% View