Fair Isaac Corporation (FICO)

Technology | Software Application
Income Statement (Quarterly) 2025-03-31 2024-12-31 2024-09-30 2024-06-30
Revenue 498,735,000 439,968,000 453,809,000 447,849,000
Cost of Revenue 87,630,000 87,345,000 89,574,000 88,500,000
Gross Profit 411,105,000 352,623,000 364,235,000 359,349,000
Operating Expenses
R&D Expenses 0 0 0 0
SG&A Expenses 120,420,000 127,950,000 122,757,000 124,881,000
Operating Expenses 165,457,000 173,095,000 167,057,000 169,098,000
Operating Income 245,648,000 179,528,000 197,178,000 190,251,000
Interest Expense 0 29,488,000 28,515,000 26,868,000
Income Before Tax 213,016,000 150,129,000 171,383,000 167,318,000
Income Tax Expense 50,401,000 -2,399,000 35,692,000 41,062,000
Net Income 162,615,000 152,528,000 135,691,000 126,256,000
Per Share
EPS 6.67 6.26 5.54 5.12
EPS Diluted 0.00 0.00 0.00 0.00
Income Statement (Annual) 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Revenue 1,990,869,000 1,717,526,000 1,513,557,000 1,377,270,000 1,316,536,000
Cost of Revenue 353,722,000 348,206,000 311,053,000 302,174,000 332,462,000
Gross Profit 1,637,147,000 1,369,320,000 1,202,504,000 1,075,096,000 984,074,000
Operating Expenses
R&D Expenses 0 0 0 0 0
SG&A Expenses 513,028,000 462,834,000 400,565,000 383,863,000 396,281,000
Operating Expenses 701,375,000 635,691,000 561,615,000 532,682,000 570,767,000
Operating Income 935,772,000 733,629,000 642,830,000 542,414,000 505,489,000
Interest Expense 0 105,638,000 95,546,000 68,967,000 40,092,000
Income Before Tax 802,595,000 642,025,000 553,624,000 471,309,000 473,142,000
Income Tax Expense 150,649,000 129,214,000 124,249,000 97,768,000 81,058,000
Net Income 651,946,000 512,811,000 429,375,000 373,541,000 392,084,000
Per Share
EPS 26.90 20.78 17.18 14.34 13.65
EPS Diluted 0.00 0.00 0.00 0.00 0.00
Balance Sheet (Quarterly) 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Assets
Cash and Cash Equivalents 134,136,000 150,667,000 136,778,000 133,202,000
Short Term Investments 0 0 -33,014,000 0
Net Receivables 529,148,000 426,642,000 387,947,000 322,410,000
Inventory 0 0 1 1
Total Current Assets 705,165,000 617,413,000 556,448,000 484,715,000
Property Plant Equipment 93,926,000 68,045,000 36,669,000 54,268,000
Goodwill and Intangibles 783,340,000 782,752,000 774,244,000 763,084,000
Total Assets 1,868,133,000 1,717,884,000 1,575,281,000 1,442,034,000
Liabilities
Account Payables 32,315,000 22,473,000 19,009,000 83,521,000
Short Term Debt 399,541,000 26,555,000 66,336,000 30,000,000
Total Current Liabilities 849,215,000 380,285,000 367,688,000 331,459,000
Long Term Debt 2,675,337,000 2,215,984,000 1,859,464,000 1,862,861,000
Total Liabilities 3,613,917,000 2,680,563,000 2,263,271,000 2,243,981,000
Shareholders Equity
Retained Earnings 4,552,816,000 3,900,870,000 3,388,059,000 2,958,684,000
Total Shareholders Equity -1,745,784,000 -962,679,000 -687,990,000 -801,947,000
Balance Sheet (Annual) 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Assets
Cash and Cash Equivalents 134,136,000 150,667,000 136,778,000 133,202,000 195,354,000
Short Term Investments 0 0 -33,014,000 0 0
Net Receivables 529,148,000 426,642,000 387,947,000 322,410,000 312,107,000
Inventory 0 0 1 1 0
Total Current Assets 705,165,000 617,413,000 556,448,000 484,715,000 550,974,000
Property Plant Equipment 93,926,000 68,045,000 36,669,000 54,268,000 75,188,000
Goodwill and Intangibles 783,340,000 782,752,000 774,244,000 763,084,000 792,284,000
Total Assets 1,868,133,000 1,717,884,000 1,575,281,000 1,442,034,000 1,567,776,000
Liabilities
Account Payables 32,315,000 22,473,000 19,009,000 83,521,000 20,749,000
Short Term Debt 399,541,000 26,555,000 66,336,000 30,000,000 250,000,000
Total Current Liabilities 849,215,000 380,285,000 367,688,000 331,459,000 559,207,000
Long Term Debt 2,675,337,000 2,215,984,000 1,859,464,000 1,862,861,000 1,062,688,000
Total Liabilities 3,613,917,000 2,680,563,000 2,263,271,000 2,243,981,000 1,678,718,000
Shareholders Equity
Retained Earnings 4,552,816,000 3,900,870,000 3,388,059,000 2,958,684,000 2,585,143,000
Total Shareholders Equity -1,745,784,000 -962,679,000 -687,990,000 -801,947,000 -110,942,000
Cash Flow Statement (Quarterly) 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Operating Activities
Net Income 651,946,000 512,811,000 429,375,000 373,541,000
Depreciation & Amortization 14,952,000 13,827,000 14,638,000 20,465,000
Stock Based Compensation 156,667,000 149,439,000 123,847,000 115,355,000
Change in Working Capital -18,547,000 -20,485,000 -63,448,000 -35,911,000
Operating Cash Flow 778,807,000 632,964,000 468,915,000 509,450,000
Investing Activities
Capital Expenditure -8,922,000 -25,551,000 -4,237,000 -6,029,000
Investments -8,922,000 -8,884,000 -4,237,000 -6,029,000
Investing Cash Flow -43,719,000 -27,993,000 -15,954,000 -5,671,000
Financing Activities
Debt Repayment 856,250,000 342,961,000 -402,000,000 -988,250,000
Common Stock Issued/Repurchased -1,381,679,000 -796,696,000 -383,328,000 -1,088,154,000
Dividends Paid 0 0 0 0
Financing Cash Flow -750,329,000 -592,923,000 -455,001,000 -547,165,000
Summary
Free Cash Flow 769,885,000 607,413,000 464,678,000 503,421,000
Net Change in Cash -16,531,000 13,889,000 3,576,000 -62,152,000
Cash Flow Statement (Annual) 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Operating Activities
Net Income 651,946,000 512,811,000 429,375,000 373,541,000 392,084,000
Depreciation & Amortization 14,952,000 13,827,000 14,638,000 20,465,000 25,592,000
Stock Based Compensation 156,667,000 149,439,000 123,847,000 115,355,000 112,457,000
Change in Working Capital -18,547,000 -20,485,000 -63,448,000 -35,911,000 -12,740,000
Operating Cash Flow 778,807,000 632,964,000 468,915,000 509,450,000 423,817,000
Investing Activities
Capital Expenditure -8,922,000 -25,551,000 -4,237,000 -6,029,000 -7,569,000
Investments -8,922,000 -8,884,000 -4,237,000 -6,029,000 -7,569,000
Investing Cash Flow -43,719,000 -27,993,000 -15,954,000 -5,671,000 137,850,000
Financing Activities
Debt Repayment 856,250,000 342,961,000 -402,000,000 -988,250,000 -259,176,000
Common Stock Issued/Repurchased -1,381,679,000 -796,696,000 -383,328,000 -1,088,154,000 -874,179,000
Dividends Paid 0 0 0 0 0
Financing Cash Flow -750,329,000 -592,923,000 -455,001,000 -547,165,000 -523,571,000
Summary
Free Cash Flow 769,885,000 607,413,000 464,678,000 503,421,000 416,248,000
Net Change in Cash -16,531,000 13,889,000 3,576,000 -62,152,000 37,960,000