Citigroup Inc is a holding company which engages in the provision of financial products and services It operates through the following segments Services Markets Banking Wealth US Personal Banking USPB and All Other The Services segment includes Treasury and Trade Solutions TTS which provides an integrated suite of tailored cash management trade and working capital solutions to multinational corporations financial institutions and public sector organizations and Securities Services which offers crossborder support for clients providing ontheground local market expertise posttrade technologies customized data solutions and a wide range of securities services solutions that can be tailored to meet client needs The Markets segment provides corporate institutional and public sector clients around the world with a full range of sales and trading services across equities foreign exchange rates spread products and commodities The Banking segment offers Investment Banking and Corporate Lending services The Wealth segment includes Private Bank Wealth at Work and Citigold and provides financial services to a range of client segments through banking lending mortgages investment custody and trust product offerings The USPB segment includes Branded Cards and Retail Services which have proprietary card portfolios and cobranded card portfolios within Branded Cards and cobrand and private label relationships within Retail Services The All Other segment consists of activities not assigned to the reportable operating segments including certain unallocated costs of global functions other corporate expenses and net treasury results The company was founded in 1812 and is headquartered in New York NY
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-14
$3.06
$2.65
+15.5%
2026-01-21
$1.19
$1.80
-33.9%
2025-11-06
$1.86
$1.73
+7.5%
2025-07-15
$1.96
$1.66
+18.1%
Financial Ratios (TTM)
Gross Margin
45.48%
Operating Margin
12.79%
Net Margin
9.34%
ROA
0.58%
Price to Book
1.17
Price to Sales
1.41
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