Union Bankshares Inc

UNB | Financial Services | NASDAQ
$23.25
+0.10 (+0.43%)

Key Metrics

Market Cap
$107.28M
P/E Ratio
9.65
EPS
$2.41
Beta
N/A
Dividend Yield
N/A
ROE
15.55%
Current Ratio
0.15

Company Information

Industry
Banks Regional

About Union Bankshares Inc

Union Bankshares Inc operates as the bank holding company for Union Bank that provides retail commercial and municipal banking products and services in northern Vermont and New Hampshire It offers retail depository services such as personal checking savings money market IRASEPKEOGH and health savings accounts as well as certificates of deposit The company also provides commercial real estate loans commercial loans for plant and equipment working capital real estate renovation and other business purposes to business owners and investors small business administration guaranteed loans home improvement loans and overdraft and residential construction and mortgage loans In addition it offers online cash management services including account reconciliation credit card depository automated clearing house origination wire transfers and night depository services merchant credit card services for the deposit and immediate credit of sales drafts remote deposit capture services and online mortgage application services Further the company provides business checking accounts standby letters of credit bank checks or money orders and safe deposit boxes ATM services debit cards telephone Internet and mobile banking services and asset management fiduciary and trust services The company offers retail banking services to individuals and commercial banking services to small and medium sized corporations partnerships and sole proprietorships as well as nonprofit organizations local municipalities and school districts It operates 18 banking offices 3 loan centers and various ATMs Union Bankshares Inc was founded in 1891 and is headquartered in Morrisville Vermont

Recent Earnings Surprises

Date Actual EPS Estimated EPS Surprise
2020-01-15 $0.61 $0.74 -17.6%
2019-10-16 $0.62 $0.72 -13.9%
2019-07-17 $0.56 $0.70 -20.0%
2010-01-20 $0.29 $0.30 -3.3%

Financial Ratios (TTM)

Gross Margin
45.02%
Operating Margin
13.88%
Net Margin
12.81%
ROA
0.71%
Price to Book
1.47
Price to Sales
1.32