Provident Financial Holdings Inc

PROV | Financial Services | NASDAQ
$15.82
-0.07 (-0.44%)

Key Metrics

Market Cap
$105.19M
P/E Ratio
17.58
EPS
$0.90
Beta
N/A
Dividend Yield
N/A
ROE
4.69%
Current Ratio
0.00

Company Information

Industry
Banks Regional

About Provident Financial Holdings Inc

Provident Financial Holdings Inc operates as the holding company for Provident Savings Bank FSB that provides community banking services to consumers and small to midsized businesses in the Inland Empire region of Southern California Its deposit products include checking savings and money market accounts as well as time deposits and loan portfolio consists of singlefamily multifamily commercial real estate construction mortgage commercial business and consumer loans The company also offers investment services comprising the sale of investment products such as annuities and mutual funds and trustee services for real estate transactions It operates through 12 fullservice banking offices in Riverside County and one fullservice banking office in San Bernardino County The company was founded in 1956 and is based in Riverside California

Recent Earnings Surprises

Date Actual EPS Estimated EPS Surprise
2025-10-28 $0.25 $0.29 -13.8%
2025-07-28 $0.24 $0.29 -17.2%
2025-04-28 $0.28 $0.24 +16.7%
2025-01-28 $0.13 $0.29 -55.2%

Financial Ratios (TTM)

Gross Margin
49.65%
Operating Margin
15.03%
Net Margin
10.17%
ROA
0.49%
Price to Book
0.80
Price to Sales
1.77