nCino Inc (NCNO)

Technology | Software Application
Income Statement (Quarterly) 2025-07-31 2025-04-30 2025-01-31 2024-10-31
Revenue 148,815,000 144,137,000 141,370,000 138,797,000
Cost of Revenue 60,690,000 57,695,000 57,013,000 53,745,000
Gross Profit 88,125,000 86,442,000 84,357,000 85,052,000
Operating Expenses
R&D Expenses 0 0 0 0
SG&A Expenses 62,754,000 54,614,000 57,964,000 52,837,000
Operating Expenses 97,421,000 87,955,000 90,095,000 85,876,000
Operating Income -9,296,000 -1,513,000 -5,738,000 -824,000
Interest Expense 4,444,000 4,450,000 3,798,000 1,653,000
Income Before Tax -12,510,000 10,551,000 -19,448,000 -1,563,000
Income Tax Expense 1,209,000 4,534,000 -3,871,000 2,589,000
Net Income -15,257,000 5,562,000 -18,610,000 -5,252,000
Per Share
EPS -0.13 0.05 -0.16 -0.05
EPS Diluted 0.00 0.00 0.00 0.00
Income Statement (Annual) 2025-01-31 2024-01-31 2023-01-31 2022-01-31 2021-01-31
Revenue 540,657,000 476,543,000 273,865,000 273,865,000 204,293,000
Cost of Revenue 215,869,000 191,470,000 111,413,000 111,413,000 88,135,000
Gross Profit 324,788,000 285,073,000 162,452,000 162,452,000 116,158,000
Operating Expenses
R&D Expenses 0 0 0 0 0
SG&A Expenses 213,497,000 207,274,000 154,446,000 154,446,000 100,503,000
Operating Expenses 342,919,000 324,585,000 233,809,000 233,809,000 158,766,000
Operating Income -18,131,000 -39,512,000 -71,357,000 -71,357,000 -42,608,000
Interest Expense 8,763,000 4,135,000 1,514,000 1,514,000 130,000
Income Before Tax -35,560,000 -41,936,000 -73,954,000 -73,954,000 -40,684,000
Income Tax Expense -2,511,000 1,590,000 -23,833,000 -23,833,000 586,000
Net Income -37,878,000 -42,346,000 -50,121,000 -50,121,000 -40,536,000
Per Share
EPS -0.33 -0.38 -0.45 -0.52 -0.46
EPS Diluted 0.00 0.00 0.00 0.00 0.00
Balance Sheet (Quarterly) 2025-01-31 2024-01-31 2023-01-31 2022-01-31
Assets
Cash and Cash Equivalents 120,928,000 112,085,000 88,014,000 88,014,000
Short Term Investments 0 0 0 0
Net Receivables 146,787,000 112,975,000 74,528,000 74,528,000
Inventory 0 0 0 0
Total Current Assets 302,249,000 250,775,000 183,509,000 183,509,000
Property Plant Equipment 90,979,000 98,406,000 73,847,000 73,847,000
Goodwill and Intangibles 1,173,946,000 954,441,000 1,021,609,000 1,021,609,000
Total Assets 1,610,381,000 1,340,430,000 1,301,014,000 1,301,014,000
Liabilities
Account Payables 13,640,000 11,842,000 11,366,000 11,366,000
Short Term Debt 6,833,000 10,559,000 4,169,000 4,169,000
Total Current Liabilities 251,512,000 215,036,000 174,376,000 174,376,000
Long Term Debt 229,991,000 69,103,000 44,676,000 44,676,000
Total Liabilities 512,783,000 287,826,000 230,507,000 230,507,000
Shareholders Equity
Retained Earnings -385,335,000 -352,758,000 -209,616,000 -209,616,000
Total Shareholders Equity 1,089,312,000 1,049,176,000 1,067,625,000 1,067,625,000
Balance Sheet (Annual) 2025-01-31 2024-01-31 2023-01-31 2022-01-31 2021-01-31
Assets
Cash and Cash Equivalents 120,928,000 112,085,000 88,014,000 88,014,000 371,425,000
Short Term Investments 0 0 0 0 0
Net Receivables 146,787,000 112,975,000 74,528,000 74,528,000 55,517,000
Inventory 0 0 0 0 0
Total Current Assets 302,249,000 250,775,000 183,509,000 183,509,000 442,231,000
Property Plant Equipment 90,979,000 98,406,000 73,847,000 73,847,000 29,943,000
Goodwill and Intangibles 1,173,946,000 954,441,000 1,021,609,000 1,021,609,000 80,286,000
Total Assets 1,610,381,000 1,340,430,000 1,301,014,000 1,301,014,000 563,401,000
Liabilities
Account Payables 13,640,000 11,842,000 11,366,000 11,366,000 5,997,000
Short Term Debt 6,833,000 10,559,000 4,169,000 4,169,000 324,000
Total Current Liabilities 251,512,000 215,036,000 174,376,000 174,376,000 115,692,000
Long Term Debt 229,991,000 69,103,000 44,676,000 44,676,000 15,939,000
Total Liabilities 512,783,000 287,826,000 230,507,000 230,507,000 138,222,000
Shareholders Equity
Retained Earnings -385,335,000 -352,758,000 -209,616,000 -209,616,000 -161,064,000
Total Shareholders Equity 1,089,312,000 1,049,176,000 1,067,625,000 1,067,625,000 425,179,000
Cash Flow Statement (Quarterly) 2025-01-31 2024-01-31 2023-01-31 2022-01-31
Operating Activities
Net Income -37,878,000 -42,346,000 -50,121,000 -50,121,000
Depreciation & Amortization 36,345,000 45,264,000 10,006,000 10,006,000
Stock Based Compensation 71,592,000 58,035,000 50,232,000 28,477,000
Change in Working Capital 0 -16,438,000 6,426,000 6,426,000
Operating Cash Flow 55,199,000 57,285,000 -19,229,000 -19,229,000
Investing Activities
Capital Expenditure -1,816,000 -3,871,000 -5,463,000 -5,463,000
Investments -1,816,000 -3,871,000 -5,463,000 -5,463,000
Investing Cash Flow -219,177,000 -6,328,000 -278,488,000 -278,488,000
Financing Activities
Debt Repayment 163,214,000 -30,000,000 -318,000 -318,000
Common Stock Issued/Repurchased 0 0 8,199,999 0
Dividends Paid 0 0 0 0
Financing Cash Flow 170,478,000 -21,113,000 15,922,000 15,922,000
Summary
Free Cash Flow 53,383,000 53,414,000 -24,692,000 -24,692,000
Net Change in Cash 3,823,000 30,026,000 -283,026,000 -283,026,000
Cash Flow Statement (Annual) 2025-01-31 2024-01-31 2023-01-31 2022-01-31 2021-01-31
Operating Activities
Net Income -37,878,000 -42,346,000 -50,121,000 -50,121,000 -40,536,000
Depreciation & Amortization 36,345,000 45,264,000 10,006,000 10,006,000 7,431,000
Stock Based Compensation 71,592,000 58,035,000 50,232,000 28,477,000 25,208,000
Change in Working Capital 0 -16,438,000 6,426,000 6,426,000 14,594,000
Operating Cash Flow 55,199,000 57,285,000 -19,229,000 -19,229,000 9,222,000
Investing Activities
Capital Expenditure -1,816,000 -3,871,000 -5,463,000 -5,463,000 -4,338,000
Investments -1,816,000 -3,871,000 -5,463,000 -5,463,000 -4,338,000
Investing Cash Flow -219,177,000 -6,328,000 -278,488,000 -278,488,000 -4,338,000
Financing Activities
Debt Repayment 163,214,000 -30,000,000 -318,000 -318,000 -37,000
Common Stock Issued/Repurchased 0 0 8,199,999 0 268,375,000
Dividends Paid 0 0 0 0 0
Financing Cash Flow 170,478,000 -21,113,000 15,922,000 15,922,000 274,121,000
Summary
Free Cash Flow 53,383,000 53,414,000 -24,692,000 -24,692,000 4,884,000
Net Change in Cash 3,823,000 30,026,000 -283,026,000 -283,026,000 280,241,000