Kearny Financial Corp (KRNY)

Name: Kearny Financial Corp Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2025-12-31

Latest Quarter

2025-12-31

Revenue

$86.2M

Net Income

$9.4M

Operating Margin

13.7%

Free Cash Flow

$21.4M

Debt / Assets

90.4%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for Kearny Financial Corp (KRNY).
Income Statement (Quarterly)	2025-12-31	2025-09-30	2025-03-31	2024-12-31
Revenue	86,223,000	88,355,000	83,896,000	81,485,000
Cost of Revenue	43,250,000	44,722,000	83,896,000	0
Gross Profit	42,973,000	43,633,000	0	81,485,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	25,268,000	20,915,000	609,000	311,000
Operating Expenses	31,191,000	31,666,000	609,000	311,000
Operating Income	11,782,000	11,967,000	7,848,000	81,174,000
Interest Expense	42,683,000	44,804,000	0	48,873,000
Income Before Tax	11,782,000	11,967,000	7,848,000	7,817,000
Income Tax Expense	2,333,000	2,461,000	1,200,000	1,251,000
Net Income	9,449,000	9,506,000	6,648,000	6,566,000
Per Share
EPS	0.15	0.15	0.11	0.11
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for Kearny Financial Corp (KRNY).
Income Statement (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Revenue	343,528,000	134,375,000	178,616,000	210,537,000	206,207,000
Cost of Revenue	191,899,000	-6,226,000	0	0	0
Gross Profit	151,629,000	140,601,000	178,616,000	210,537,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	80,013,000	98,378,000	84,208,000	82,910,000	75,894,000
Operating Expenses	120,630,000	98,378,000	-126,237,000	2,059,000	0
Operating Income	30,999,000	0	52,379,000	122,016,000	0
Interest Expense	189,533,000	186,274,000	117,859,000	29,669,000	49,851,000
Income Before Tax	30,999,000	-80,776,000	52,379,000	92,347,000	84,496,000
Income Tax Expense	4,924,000	5,891,000	11,568,000	24,800,000	21,263,000
Net Income	26,075,000	-86,667,000	40,811,000	67,547,000	63,233,000
Per Share
EPS	0.42	-1.39	0.63	0.95	0.77
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for Kearny Financial Corp (KRNY).
Balance Sheet (Quarterly)	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Assets
Cash and Cash Equivalents	167,269,000	63,864,000	70,515,000	101,615,000
Short Term Investments	1,012,969,000	1,072,833,000	1,227,729,000	1,344,093,000
Net Receivables	5,794,844,000	29,521,000	28,133,000	20,466,000
Inventory	0	0	-111,604,000	-20,466,000
Total Current Assets	6,975,082,000	1,166,218,000	1,326,377,000	5,990,303,000
Property Plant Equipment	43,897,000	44,940,000	48,309,000	53,281,000
Goodwill and Intangibles	114,961,000	115,456,000	213,352,000	213,915,000
Total Assets	7,740,450,000	7,683,461,000	8,064,815,000	7,719,883,000
Liabilities
Account Payables	0	0	0	-3,693,110,000
Short Term Debt	150,000,000	175,000,000	1,200,945,000	773,614,000
Total Current Liabilities	5,825,217,000	5,333,123,000	5,959,988,000	49,350,000
Long Term Debt	1,106,491,000	1,434,789,000	1,506,812,000	901,337,000
Total Liabilities	6,994,488,000	6,929,890,000	1,506,812,000	6,825,883,000
Shareholders Equity
Retained Earnings	341,744,000	343,326,000	457,611,000	445,451,000
Total Shareholders Equity	745,962,000	753,571,000	869,284,000	894,000,000

Balance sheet annual history for Kearny Financial Corp (KRNY).
Balance Sheet (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Assets
Cash and Cash Equivalents	167,269,000	63,864,000	70,515,000	101,615,000	67,855,000
Short Term Investments	1,012,969,000	1,072,833,000	1,227,729,000	1,344,093,000	1,676,864,000
Net Receivables	5,794,844,000	29,521,000	28,133,000	20,466,000	19,362,000
Inventory	0	0	-111,604,000	-20,466,000	0
Total Current Assets	6,975,082,000	1,166,218,000	1,326,377,000	5,990,303,000	5,297,795,000
Property Plant Equipment	43,897,000	44,940,000	48,309,000	53,281,000	56,338,000
Goodwill and Intangibles	114,961,000	115,456,000	213,352,000	213,915,000	214,600,000
Total Assets	7,740,450,000	7,683,461,000	8,064,815,000	7,719,883,000	7,283,735,000
Liabilities
Account Payables	0	0	0	-3,693,110,000	0
Short Term Debt	150,000,000	175,000,000	1,200,945,000	773,614,000	0
Total Current Liabilities	5,825,217,000	5,333,123,000	5,959,988,000	49,350,000	0
Long Term Debt	1,106,491,000	1,434,789,000	1,506,812,000	901,337,000	685,876,000
Total Liabilities	6,994,488,000	6,929,890,000	1,506,812,000	6,825,883,000	6,240,791,000
Shareholders Equity
Retained Earnings	341,744,000	343,326,000	457,611,000	445,451,000	408,367,000
Total Shareholders Equity	745,962,000	753,571,000	869,284,000	894,000,000	1,042,944,000

Cash flow quarterly history for Kearny Financial Corp (KRNY).
Cash Flow Statement (Quarterly)	2025-06-30	2024-06-30	2023-06-30	2022-06-30
Operating Activities
Net Income	26,075,000	-86,667,000	40,811,000	67,547,000
Depreciation & Amortization	4,881,000	5,256,000	6,296,000	6,656,000
Stock Based Compensation	3,176,000	4,003,000	4,873,000	6,340,000
Change in Working Capital	-10,389,000	-12,310,000	-18,233,000	-6,802,000
Operating Cash Flow	24,771,000	43,971,000	69,549,000	81,301,000
Investing Activities
Capital Expenditure	-3,383,000	-1,350,000	-1,355,000	-2,920,000
Investments	-3,383,000	-1,350,000	-1,355,000	-2,920,000
Investing Cash Flow	41,109,000	258,122,000	-417,918,000	-479,951,000
Financing Activities
Debt Repayment	-453,500,000	202,500,000	-5,650,000,000	-4,100,000,000
Common Stock Issued/Repurchased	-362,000	-11,724,000	5,994,176,000	-130,497,000
Dividends Paid	-27,634,000	-27,564,000	-28,499,000	-30,693,000
Financing Cash Flow	37,525,000	-308,744,000	317,269,000	432,410,000
Summary
Free Cash Flow	21,388,000	42,621,000	68,194,000	78,381,000
Net Change in Cash	103,405,000	-6,651,000	-31,100,000	33,760,000

Cash flow annual history for Kearny Financial Corp (KRNY).
Cash Flow Statement (Annual)	2025-06-30	2024-06-30	2023-06-30	2022-06-30	2021-06-30
Operating Activities
Net Income	26,075,000	-86,667,000	40,811,000	67,547,000	63,233,000
Depreciation & Amortization	4,881,000	5,256,000	6,296,000	6,656,000	6,842,000
Stock Based Compensation	3,176,000	4,003,000	4,873,000	6,340,000	7,742,000
Change in Working Capital	-10,389,000	-12,310,000	-18,233,000	-6,802,000	5,648,000
Operating Cash Flow	24,771,000	43,971,000	69,549,000	81,301,000	75,417,000
Investing Activities
Capital Expenditure	-3,383,000	-1,350,000	-1,355,000	-2,920,000	-5,458,000
Investments	-3,383,000	-1,350,000	-1,355,000	-2,920,000	-5,458,000
Investing Cash Flow	41,109,000	258,122,000	-417,918,000	-479,951,000	-83,971,000
Financing Activities
Debt Repayment	-453,500,000	202,500,000	-5,650,000,000	-4,100,000,000	-2,847,796,000
Common Stock Issued/Repurchased	-362,000	-11,724,000	5,994,176,000	-130,497,000	-119,824,000
Dividends Paid	-27,634,000	-27,564,000	-28,499,000	-30,693,000	-28,648,000
Financing Cash Flow	37,525,000	-308,744,000	317,269,000	432,410,000	-104,558,000
Summary
Free Cash Flow	21,388,000	42,621,000	68,194,000	78,381,000	69,959,000
Net Change in Cash	103,405,000	-6,651,000	-31,100,000	33,760,000	-113,112,000