Fifth Third Bancorp based in Cincinnati Ohio is a multifaceted financial institution serving a broad spectrum of clients across the United States Through its Commercial Banking division Fifth Third provides a comprehensive suite of financial solutions to businesses government entities and professional clients These services encompass lending including assetbased real estate public commercial leasing and syndicated finance deposit accounts treasury management foreign exchange international trade finance derivatives and capital market offerings The Branch Banking segment caters to individuals and small enterprises furnishing a variety of deposit and credit options Offerings include checking and savings accounts home equity loans and lines of credit HELOCs credit cards and financing for vehicles and personal needs Small businesses also benefit from dedicated cash management services Fifth Thirds Consumer Lending arm manages both direct and indirect loan portfolios Direct lending involves originating retaining and servicing residential mortgages and home equity loanslines of credit Indirect lending extends credit to consumers via partnerships with correspondent lenders and automobile dealerships The Wealth Asset Management segment delivers diverse investment solutions for individuals corporations and nonprofit entities Services span retail brokerage for private clients and brokerdealer services for institutional investors Additionally this division provides comprehensive wealth planning investment management banking insurance and trust and estate services alongside advisory support for institutional clients such as middlemarket businesses nonprofits and governmental bodies states and municipalities As of December 31 2021 Fifth Third Bancorp maintained a physical presence of 1117 fullservice banking centers and 2322 ATMs across eleven states Ohio Kentucky Indiana Michigan Illinois Florida Tennessee West Virginia Georgia North Carolina and South Carolina Founded in 1858 the institutions headquarters are located in Cincinnati Ohio
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-17
$0.15
$-0.10
+-245.0%
2026-01-20
$1.04
$1.00
+4.4%
2025-10-17
$0.97
$0.86
+12.4%
2025-07-17
$0.93
$0.87
+7.5%
Financial Ratios (TTM)
Gross Margin
66.60%
Operating Margin
20.24%
Net Margin
15.91%
ROA
0.73%
Price to Book
1.33
Price to Sales
3.65
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