CNB Financial Corporation (CCNEP)

Name: CNB Financial Corporation Financial Statements
Creator: Quarter Results

Financial Services | Banks Regional

Latest reporting period: 2026-03-31

Latest Quarter

2026-03-31

Revenue

$112M

Net Income

$27.0M

Operating Margin

20.7%

Free Cash Flow

$59.8M

Debt / Assets

89.6%

Values are in USD and rounded to the nearest whole number unless noted.

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Income statement quarterly history for CNB Financial Corporation (CCNEP).
Income Statement (Quarterly)	2026-03-31	2025-03-31	2024-12-31	2024-09-30
Revenue	112,038,000	89,726,000	92,674,000	93,015,000
Cost of Revenue	38,715,000	35,504,000	37,564,000	38,130,000
Gross Profit	73,323,000	54,222,000	55,110,000	54,885,000
Operating Expenses
R&D Expenses	0	0	0	0
SG&A Expenses	48,182,000	22,063,000	20,049,000	21,041,000
Operating Expenses	50,185,000	39,878,000	36,480,000	37,591,000
Operating Income	23,138,000	14,344,000	18,630,000	17,294,000
Interest Expense	38,715,000	33,948,000	34,634,000	35,749,000
Income Before Tax	33,136,000	14,344,000	18,630,000	17,294,000
Income Tax Expense	6,100,000	2,863,000	3,566,000	3,340,000
Net Income	27,036,000	11,481,000	15,064,000	13,954,000
Per Share
EPS	0.88	0.50	0.67	0.61
EPS Diluted	0.00	0.00	0.00	0.00

Income statement annual history for CNB Financial Corporation (CCNEP).
Income Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Revenue	404,862,000	360,009,000	218,139,000	219,624,000	189,378,000
Cost of Revenue	159,164,000	147,223,000	968,000	0	0
Gross Profit	245,698,000	212,786,000	217,171,000	219,624,000	0
Operating Expenses
R&D Expenses	0	0	0	0	0
SG&A Expenses	7,307,000	80,799,000	78,074,000	77,143,000	75,407,000
Operating Expenses	163,233,000	145,427,000	218,139,000	7,060,000	0
Operating Income	82,465,000	67,359,000	71,829,000	102,293,000	0
Interest Expense	150,309,000	138,001,000	103,867,000	24,079,000	19,820,000
Income Before Tax	82,465,000	67,359,000	71,829,000	78,214,000	70,778,000
Income Tax Expense	16,334,000	12,784,000	13,809,000	15,026,000	13,071,000
Net Income	66,131,000	54,575,000	58,020,000	63,188,000	57,707,000
Per Share
EPS	2.51	2.40	2.56	3.26	3.16
EPS Diluted	0.00	0.00	0.00	0.00	0.00

Balance sheet quarterly history for CNB Financial Corporation (CCNEP).
Balance Sheet (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Cash and Cash Equivalents	78,197,000	443,035,000	222,046,000	106,285,000
Short Term Investments	584,330,000	403,507,000	341,955,000	381,024,000
Net Receivables	6,426,685,000	0	0	62,135,000
Inventory	0	0	0	-137,533,000
Total Current Assets	7,089,212,000	846,542,000	221,873,000	539,829,000
Property Plant Equipment	0	128,726,000	109,399,000	100,842,000
Goodwill and Intangibles	88,512,000	45,331,000	45,708,000	44,113,000
Total Assets	8,396,434,999	6,192,010,000	5,752,957,000	5,475,179,000
Liabilities
Account Payables	0	0	0	51,274,000
Short Term Debt	171,404,000	0	0	132,396,000
Total Current Liabilities	164,000,000	5,371,364,000	1,529,315,000	183,670,000
Long Term Debt	159,888,000	145,505,000	104,887,000	104,584,000
Total Liabilities	7,524,308,000	5,581,315,000	5,181,710,000	4,944,417,000
Shareholders Equity
Retained Earnings	424,935,000	381,296,000	345,935,000	306,911,000
Total Shareholders Equity	872,127,000	610,695,000	571,247,000	530,762,000

Balance sheet annual history for CNB Financial Corporation (CCNEP).
Balance Sheet (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Assets
Cash and Cash Equivalents	78,197,000	443,035,000	222,046,000	106,285,000	42
Short Term Investments	584,330,000	403,507,000	341,955,000	381,024,000	0
Net Receivables	6,426,685,000	0	0	62,135,000	0
Inventory	0	0	0	-137,533,000	0
Total Current Assets	7,089,212,000	846,542,000	221,873,000	539,829,000	0
Property Plant Equipment	0	128,726,000	109,399,000	100,842,000	0
Goodwill and Intangibles	88,512,000	45,331,000	45,708,000	44,113,000	44,209,000
Total Assets	8,396,434,999	6,192,010,000	5,752,957,000	5,475,179,000	5,328,939,000
Liabilities
Account Payables	0	0	0	51,274,000	0
Short Term Debt	171,404,000	0	0	132,396,000	0
Total Current Liabilities	164,000,000	5,371,364,000	1,529,315,000	183,670,000	0
Long Term Debt	159,888,000	145,505,000	104,887,000	104,584,000	104,281,000
Total Liabilities	7,524,308,000	5,581,315,000	5,181,710,000	4,944,417,000	4,886,092,000
Shareholders Equity
Retained Earnings	424,935,000	381,296,000	345,935,000	306,911,000	260,582,000
Total Shareholders Equity	872,127,000	610,695,000	571,247,000	530,762,000	442,847,000

Cash flow quarterly history for CNB Financial Corporation (CCNEP).
Cash Flow Statement (Quarterly)	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Operating Activities
Net Income	66,131,000	54,575,000	58,020,000	63,188,000
Depreciation & Amortization	10,906,000	8,269,000	7,739,000	6,573,000
Stock Based Compensation	2,669,000	2,225,000	1,743,000	1,332,000
Change in Working Capital	-9,988,000	7,858,000	-20,087,000	507,000
Operating Cash Flow	64,983,000	71,512,000	47,023,000	64,053,000
Investing Activities
Capital Expenditure	-6,332,000	-16,284,000	-10,972,000	-12,290,000
Investments	0	-16,284,000	-10,972,000	-12,290,000
Investing Cash Flow	27,644,000	-203,280,000	-149,459,000	-804,701,000
Financing Activities
Debt Repayment	-273,000,000	0	-132,395,999	-132,395,999
Common Stock Issued/Repurchased	-333,000	-643,000	-6,724,000	92,380,000
Dividends Paid	-22,492,000	-19,214,000	-18,996,000	-16,859,000
Financing Cash Flow	-7,766,000	352,757,000	218,197,000	114,735,000
Summary
Free Cash Flow	59,791,000	55,228,000	36,051,000	51,763,000
Net Change in Cash	84,861,000	220,989,000	115,761,000	-625,913,000

Cash flow annual history for CNB Financial Corporation (CCNEP).
Cash Flow Statement (Annual)	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Operating Activities
Net Income	66,131,000	54,575,000	58,020,000	63,188,000	57,707,000
Depreciation & Amortization	10,906,000	8,269,000	7,739,000	6,573,000	4,114,000
Stock Based Compensation	2,669,000	2,225,000	1,743,000	1,332,000	1,411,000
Change in Working Capital	-9,988,000	7,858,000	-20,087,000	507,000	6,732,000
Operating Cash Flow	64,983,000	71,512,000	47,023,000	64,053,000	58,920,000
Investing Activities
Capital Expenditure	-6,332,000	-16,284,000	-10,972,000	-12,290,000	0
Investments	0	-16,284,000	-10,972,000	-12,290,000	0
Investing Cash Flow	27,644,000	-203,280,000	-149,459,000	-804,701,000	-409,760,000
Financing Activities
Debt Repayment	-273,000,000	0	-132,395,999	-132,395,999	-50,000,000
Common Stock Issued/Repurchased	-333,000	-643,000	-6,724,000	92,380,000	0
Dividends Paid	-22,492,000	-19,214,000	-18,996,000	-16,859,000	-11,550,000
Financing Cash Flow	-7,766,000	352,757,000	218,197,000	114,735,000	550,344,000
Summary
Free Cash Flow	59,791,000	55,228,000	36,051,000	51,763,000	58,920,000
Net Change in Cash	84,861,000	220,989,000	115,761,000	-625,913,000	199,504,000