Pathward Financial Inc serves as the parent company for Pathward National Association providing a broad spectrum of banking products and services throughout the United States Its operations are structured across three main divisions Consumer Commercial and Corporate ServicesOther The firm offers a range of deposit accounts including checking demand deposit savings money market savings and certificates of deposit For commercial clients Pathward provides diverse financial solutions such as term loans assetbased lending factoring services lease financing insurance premium financing and governmentguaranteed lending products It also extends consumer credit offerings and other personal financing services Further specialized services include shortterm taxpayer advance loans and warehouse financing Moreover the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards sponsoring merchant acquiring services facilitating ATM access across various debit networks and handling tax refund transfers alongside other payment solutions Originally known as Meta Financial Group Inc the company adopted its current name Pathward Financial Inc in July 2022 Founded in 1954 Pathward Financial Inc is headquartered in Sioux Falls South Dakota
Recent Earnings Surprises
Date
Actual EPS
Estimated EPS
Surprise
2026-04-22
$3.35
$3.35
+0.0%
2026-01-22
$1.57
$1.38
+13.8%
2025-10-21
$1.69
$1.38
+22.5%
2025-07-28
$1.81
$1.57
+15.3%
Financial Ratios (TTM)
Gross Margin
91.94%
Operating Margin
29.26%
Net Margin
24.52%
ROA
2.66%
Price to Book
2.20
Price to Sales
2.38
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