Carver Bancorp Inc (CARV) reported Q2 2025 revenue of $10.41 million, up roughly 9.9% year-over-year and 5.0% quarter-over-quarter, driven by a higher top-line versus the prior-year period. Despite the revenue gain, the quarter delivered a net loss of $2.11 million and an EPS of -$0.41, underscoring a continued profitability challenge at the operating level. The company’s gross margin was strong at approximately 58.8%, but operating leverage remained negative, with an operating loss of about $2.11 million and a negative net income result. The quarter benefited from a sizable investment portfolio and liquid balance sheet, yet liquidity risk is notable given very high current liabilities relative to current assets in the reported data, and the firm carries a sizable accumulated deficit in retained earnings.