Credicorp Ltd (0U8N.L)

Financial Services | Banks
Income Statement (Quarterly) 2025-09-30 2025-06-30 2025-03-31 2024-12-31
Revenue 5,291,726,000 7,417,728,000 6,932,761,000 6,607,404,000
Cost of Revenue 1,170,386,000 1,882,080,000 1,904,671,000 2,516,639,000
Gross Profit 4,121,340,000 5,535,648,000 5,028,090,000 4,090,765,000
Operating Expenses
R&D Expenses 0 0 0 0
SG&A Expenses 2,585,677,000 2,022,040,000 2,051,003,000 2,330,604,000
Operating Expenses 1,415,291,000 2,974,181,000 2,508,806,000 2,335,080,000
Operating Income 2,706,049,000 2,561,467,000 2,519,284,000 2,670,441,000
Interest Expense 776,188,000 1,306,921,000 1,322,778,000 1,382,327,000
Income Before Tax 2,506,763,000 2,561,467,000 2,519,284,000 1,755,686,000
Income Tax Expense 728,308,000 696,969,000 704,469,000 598,348,000
Net Income 1,738,655,000 1,822,015,000 1,777,697,000 1,126,713,000
Per Share
EPS 21.89 22.80 22.40 14.14
EPS Diluted 0.00 0.00 0.00 0.00
Income Statement (Annual) 2024-12-31 2023-12-31 2022-12-31
Revenue 26,996,409,000 19,535,203,000 15,476,145,000
Cost of Revenue 9,664,588,000 0 11,409,681,971
Gross Profit 17,331,821,000 19,535,203,000 4,066,463,029
Operating Expenses
R&D Expenses 0 0 0
SG&A Expenses 7,985,044,000 7,398,822,000 7,797,953,000
Operating Expenses 9,507,294,000 12,686,874,000 8,620,256,000
Operating Income 7,824,527,000 6,848,329,000 6,940,690,000
Interest Expense 5,754,125,000 5,860,523,000 0
Income Before Tax 7,824,527,000 6,848,329,000 6,855,889,000
Income Tax Expense 2,201,275,000 1,888,451,000 2,110,501,000
Net Income 5,501,254,000 4,865,540,000 4,633,096,000
Per Share
EPS 69.09 61.08 58.13
EPS Diluted 0.00 0.00 0.00
Balance Sheet (Quarterly) 2024-12-31 2023-12-31 2022-12-31
Assets
Cash and Cash Equivalents 47,506,911,000 33,850,268,000 7,711,991,000
Short Term Investments 34,208,187,000 33,493,800,000 0
Net Receivables 12,262,401,000 12,294,170,000 0
Inventory 0 0 0
Total Current Assets 94,204,346,000 79,986,816,000 7,711,991,000
Property Plant Equipment 1,990,445,000 1,958,159,000 1,824,931,000
Goodwill and Intangibles 3,289,157,000 3,225,499,000 2,899,429,000
Total Assets 256,088,940,000 238,840,188,000 236,753,609,000
Liabilities
Account Payables 3,645,631,000 3,796,795,000 0
Short Term Debt 10,433,768,000 11,815,352,000 0
Total Current Liabilities 176,129,266,000 163,611,524,000 2,141,877,000
Long Term Debt 27,054,587,000 25,739,120,000 31,430,341,000
Total Liabilities 221,111,706,000 205,733,123,000 207,173,900,000
Shareholders Equity
Retained Earnings 5,642,738,000 4,572,444,000 4,635,599,000
Total Shareholders Equity 34,346,451,000 32,460,004,000 28,988,140,000
Balance Sheet (Annual) 2024-12-31 2023-12-31 2022-12-31
Assets
Cash and Cash Equivalents 47,506,911,000 33,850,268,000 7,711,991,000
Short Term Investments 34,208,187,000 33,493,800,000 0
Net Receivables 12,262,401,000 12,294,170,000 0
Inventory 0 0 0
Total Current Assets 94,204,346,000 79,986,816,000 7,711,991,000
Property Plant Equipment 1,990,445,000 1,958,159,000 1,824,931,000
Goodwill and Intangibles 3,289,157,000 3,225,499,000 2,899,429,000
Total Assets 256,088,940,000 238,840,188,000 236,753,609,000
Liabilities
Account Payables 3,645,631,000 3,796,795,000 0
Short Term Debt 10,433,768,000 11,815,352,000 0
Total Current Liabilities 176,129,266,000 163,611,524,000 2,141,877,000
Long Term Debt 27,054,587,000 25,739,120,000 31,430,341,000
Total Liabilities 221,111,706,000 205,733,123,000 207,173,900,000
Shareholders Equity
Retained Earnings 5,642,738,000 4,572,444,000 4,635,599,000
Total Shareholders Equity 34,346,451,000 32,460,004,000 28,988,140,000
Cash Flow Statement (Quarterly) 2024-12-31 2023-12-31 2022-12-31
Operating Activities
Net Income 5,623,252,000 4,865,540,000 4,633,096,000
Depreciation & Amortization 722,568,000 667,122,000 316,913,000
Stock Based Compensation 104,848,000 83,328,000 88,721,000
Change in Working Capital 5,964,928,000 -3,209,470,000 0
Operating Cash Flow 14,522,093,000 4,079,719,000 -1,088,678,000
Investing Activities
Capital Expenditure -1,111,434,000 -1,151,174,000 -192,700,000
Investments -310,144,000 -322,371,000 -192,700,000
Investing Cash Flow 527,559,000 -1,255,064,000 -1,094,965,000
Financing Activities
Debt Repayment 2,131,507,000 -95,342,000 -251,229,000
Common Stock Issued/Repurchased -110,894,000 -85,575,000 4,374,925
Dividends Paid -3,664,648,000 -1,994,037,000 -1,196,422,000
Financing Cash Flow -1,810,421,000 -2,264,352,000 -1,647,014,000
Summary
Free Cash Flow 13,410,659,000 2,928,545,000 -1,281,378,000
Net Change in Cash 13,649,489,000 -200,348,000 -5,172,583,000
Cash Flow Statement (Annual) 2024-12-31 2023-12-31 2022-12-31
Operating Activities
Net Income 5,623,252,000 4,865,540,000 4,633,096,000
Depreciation & Amortization 722,568,000 667,122,000 316,913,000
Stock Based Compensation 104,848,000 83,328,000 88,721,000
Change in Working Capital 5,964,928,000 -3,209,470,000 0
Operating Cash Flow 14,522,093,000 4,079,719,000 -1,088,678,000
Investing Activities
Capital Expenditure -1,111,434,000 -1,151,174,000 -192,700,000
Investments -310,144,000 -322,371,000 -192,700,000
Investing Cash Flow 527,559,000 -1,255,064,000 -1,094,965,000
Financing Activities
Debt Repayment 2,131,507,000 -95,342,000 -251,229,000
Common Stock Issued/Repurchased -110,894,000 -85,575,000 4,374,925
Dividends Paid -3,664,648,000 -1,994,037,000 -1,196,422,000
Financing Cash Flow -1,810,421,000 -2,264,352,000 -1,647,014,000
Summary
Free Cash Flow 13,410,659,000 2,928,545,000 -1,281,378,000
Net Change in Cash 13,649,489,000 -200,348,000 -5,172,583,000