Latest Quarter
2025-09-30
Credicorp Ltd (0U8N.L)
Revenue
$5.3B
Net Income
$1.7B
Operating Margin
51.1%
Free Cash Flow
$13.4B
Debt / Assets
86.3%
Values are in USD and rounded to the nearest whole number unless noted.
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| Income Statement (Quarterly) | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Revenue | 5,291,726,000 | 7,417,728,000 | 6,932,761,000 | 6,607,404,000 |
| Cost of Revenue | 1,170,386,000 | 1,882,080,000 | 1,904,671,000 | 2,516,639,000 |
| Gross Profit | 4,121,340,000 | 5,535,648,000 | 5,028,090,000 | 4,090,765,000 |
| Operating Expenses | ||||
| R&D Expenses | 0 | 0 | 0 | 0 |
| SG&A Expenses | 2,585,677,000 | 2,022,040,000 | 2,051,003,000 | 2,330,604,000 |
| Operating Expenses | 1,415,291,000 | 2,974,181,000 | 2,508,806,000 | 2,335,080,000 |
| Operating Income | 2,706,049,000 | 2,561,467,000 | 2,519,284,000 | 2,670,441,000 |
| Interest Expense | 776,188,000 | 1,306,921,000 | 1,322,778,000 | 1,382,327,000 |
| Income Before Tax | 2,506,763,000 | 2,561,467,000 | 2,519,284,000 | 1,755,686,000 |
| Income Tax Expense | 728,308,000 | 696,969,000 | 704,469,000 | 598,348,000 |
| Net Income | 1,738,655,000 | 1,822,015,000 | 1,777,697,000 | 1,126,713,000 |
| Per Share | ||||
| EPS | 21.89 | 22.80 | 22.40 | 14.14 |
| EPS Diluted | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Statement (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Revenue | 26,996,409,000 | 19,535,203,000 | 15,476,145,000 |
| Cost of Revenue | 9,664,588,000 | 0 | 11,409,681,971 |
| Gross Profit | 17,331,821,000 | 19,535,203,000 | 4,066,463,029 |
| Operating Expenses | |||
| R&D Expenses | 0 | 0 | 0 |
| SG&A Expenses | 7,985,044,000 | 7,398,822,000 | 7,797,953,000 |
| Operating Expenses | 9,507,294,000 | 12,686,874,000 | 8,620,256,000 |
| Operating Income | 7,824,527,000 | 6,848,329,000 | 6,940,690,000 |
| Interest Expense | 5,754,125,000 | 5,860,523,000 | 0 |
| Income Before Tax | 7,824,527,000 | 6,848,329,000 | 6,855,889,000 |
| Income Tax Expense | 2,201,275,000 | 1,888,451,000 | 2,110,501,000 |
| Net Income | 5,501,254,000 | 4,865,540,000 | 4,633,096,000 |
| Per Share | |||
| EPS | 69.09 | 61.08 | 58.13 |
| EPS Diluted | 0.00 | 0.00 | 0.00 |
| Balance Sheet (Quarterly) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Assets | |||
| Cash and Cash Equivalents | 47,506,911,000 | 33,850,268,000 | 7,711,991,000 |
| Short Term Investments | 34,208,187,000 | 33,493,800,000 | 0 |
| Net Receivables | 12,262,401,000 | 12,294,170,000 | 0 |
| Inventory | 0 | 0 | 0 |
| Total Current Assets | 94,204,346,000 | 79,986,816,000 | 7,711,991,000 |
| Property Plant Equipment | 1,990,445,000 | 1,958,159,000 | 1,824,931,000 |
| Goodwill and Intangibles | 3,289,157,000 | 3,225,499,000 | 2,899,429,000 |
| Total Assets | 256,088,940,000 | 238,840,188,000 | 236,753,609,000 |
| Liabilities | |||
| Account Payables | 3,645,631,000 | 3,796,795,000 | 0 |
| Short Term Debt | 10,433,768,000 | 11,815,352,000 | 0 |
| Total Current Liabilities | 176,129,266,000 | 163,611,524,000 | 2,141,877,000 |
| Long Term Debt | 27,054,587,000 | 25,739,120,000 | 31,430,341,000 |
| Total Liabilities | 221,111,706,000 | 205,733,123,000 | 207,173,900,000 |
| Shareholders Equity | |||
| Retained Earnings | 5,642,738,000 | 4,572,444,000 | 4,635,599,000 |
| Total Shareholders Equity | 34,346,451,000 | 32,460,004,000 | 28,988,140,000 |
| Balance Sheet (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Assets | |||
| Cash and Cash Equivalents | 47,506,911,000 | 33,850,268,000 | 7,711,991,000 |
| Short Term Investments | 34,208,187,000 | 33,493,800,000 | 0 |
| Net Receivables | 12,262,401,000 | 12,294,170,000 | 0 |
| Inventory | 0 | 0 | 0 |
| Total Current Assets | 94,204,346,000 | 79,986,816,000 | 7,711,991,000 |
| Property Plant Equipment | 1,990,445,000 | 1,958,159,000 | 1,824,931,000 |
| Goodwill and Intangibles | 3,289,157,000 | 3,225,499,000 | 2,899,429,000 |
| Total Assets | 256,088,940,000 | 238,840,188,000 | 236,753,609,000 |
| Liabilities | |||
| Account Payables | 3,645,631,000 | 3,796,795,000 | 0 |
| Short Term Debt | 10,433,768,000 | 11,815,352,000 | 0 |
| Total Current Liabilities | 176,129,266,000 | 163,611,524,000 | 2,141,877,000 |
| Long Term Debt | 27,054,587,000 | 25,739,120,000 | 31,430,341,000 |
| Total Liabilities | 221,111,706,000 | 205,733,123,000 | 207,173,900,000 |
| Shareholders Equity | |||
| Retained Earnings | 5,642,738,000 | 4,572,444,000 | 4,635,599,000 |
| Total Shareholders Equity | 34,346,451,000 | 32,460,004,000 | 28,988,140,000 |
| Cash Flow Statement (Quarterly) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 5,623,252,000 | 4,865,540,000 | 4,633,096,000 |
| Depreciation & Amortization | 722,568,000 | 667,122,000 | 316,913,000 |
| Stock Based Compensation | 104,848,000 | 83,328,000 | 88,721,000 |
| Change in Working Capital | 5,964,928,000 | -3,209,470,000 | 0 |
| Operating Cash Flow | 14,522,093,000 | 4,079,719,000 | -1,088,678,000 |
| Investing Activities | |||
| Capital Expenditure | -1,111,434,000 | -1,151,174,000 | -192,700,000 |
| Investments | -310,144,000 | -322,371,000 | -192,700,000 |
| Investing Cash Flow | 527,559,000 | -1,255,064,000 | -1,094,965,000 |
| Financing Activities | |||
| Debt Repayment | 2,131,507,000 | -95,342,000 | -251,229,000 |
| Common Stock Issued/Repurchased | -110,894,000 | -85,575,000 | 4,374,925 |
| Dividends Paid | -3,664,648,000 | -1,994,037,000 | -1,196,422,000 |
| Financing Cash Flow | -1,810,421,000 | -2,264,352,000 | -1,647,014,000 |
| Summary | |||
| Free Cash Flow | 13,410,659,000 | 2,928,545,000 | -1,281,378,000 |
| Net Change in Cash | 13,649,489,000 | -200,348,000 | -5,172,583,000 |
| Cash Flow Statement (Annual) | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 5,623,252,000 | 4,865,540,000 | 4,633,096,000 |
| Depreciation & Amortization | 722,568,000 | 667,122,000 | 316,913,000 |
| Stock Based Compensation | 104,848,000 | 83,328,000 | 88,721,000 |
| Change in Working Capital | 5,964,928,000 | -3,209,470,000 | 0 |
| Operating Cash Flow | 14,522,093,000 | 4,079,719,000 | -1,088,678,000 |
| Investing Activities | |||
| Capital Expenditure | -1,111,434,000 | -1,151,174,000 | -192,700,000 |
| Investments | -310,144,000 | -322,371,000 | -192,700,000 |
| Investing Cash Flow | 527,559,000 | -1,255,064,000 | -1,094,965,000 |
| Financing Activities | |||
| Debt Repayment | 2,131,507,000 | -95,342,000 | -251,229,000 |
| Common Stock Issued/Repurchased | -110,894,000 | -85,575,000 | 4,374,925 |
| Dividends Paid | -3,664,648,000 | -1,994,037,000 | -1,196,422,000 |
| Financing Cash Flow | -1,810,421,000 | -2,264,352,000 | -1,647,014,000 |
| Summary | |||
| Free Cash Flow | 13,410,659,000 | 2,928,545,000 | -1,281,378,000 |
| Net Change in Cash | 13,649,489,000 | -200,348,000 | -5,172,583,000 |