Quick answer: latest quarter results, by ticker or company name

Reported Q: Q1 2025 Rev YoY: -5.6% EPS YoY: +25.8% Move: +4.72%

Citigroup Inc

0R01.L

$122.00 4.72%

Exchange LSE Sector Financial Services Industry Banks Diversified

Q1 2025

Published: May 8, 2025

Company Status Snapshot

Fast view of the latest quarter outcome for 0R01.L

Reported

Report Date

May 8, 2025

Quarter Q1 2025

Revenue

41.26B

YoY: -5.6%

EPS

1.96

YoY: +25.8%

Market Move

+4.72%

Previous quarter: Q4 2024

Follow this company to get upcoming quarter alerts automatically.

Earnings Highlights

Revenue of $41.26B down 5.6% year-over-year
EPS of $1.96 increased by 25.8% from previous year
Gross margin of 45.8%
Net income of 4.06B
"Our focus on operational efficiency and system modernization is showing promising results, which allow us to respond better to market shifts." - Jane Fraser

0R01.L

Period Q1 2025

Currency USD

Report Type Quarterly Earnings

Generated Apr 8, 2026

Swipe to view all report sections

Executive Summary

In Q1 2025, Citigroup Inc. reported a revenue of $41.26 billion, representing a modest increase of 0.87% from the previous quarter but a decrease of 5.64% year-over-year. The company's net income surged by 42.30% sequentially to $4.064 billion, attributing the strong performance to improved operating efficiencies and cost management. Management emphasized a commitment to navigating macroeconomic challenges while focusing on digital transformation and enhancing customer experiences, which align with their strategy to bolster market share across global regions.

Despite income challenges compared to last year, the significant quarter-over-quarter improvement indicates a positive trajectory in profitability metrics, particularly in operating income which rose by 43.29%. Citigroup remains focused on creating shareholder value and sustaining its operational stability as global market conditions evolve.

Key Performance Indicators

Revenue

Decreasing

41.26B

QoQ: 0.87% | YoY: -5.64%

Gross Profit

Increasing

18.89B

45.80% margin

QoQ: 11.10% | YoY: 1.15%

Operating Income

Increasing

5.45B

QoQ: 43.29% | YoY: 19.89%

Net Income

Increasing

4.06B

QoQ: 42.30% | YoY: 20.56%

EPS

Increasing

2.00

QoQ: 47.06% | YoY: 25.79%

Revenue Trend

Margin Analysis

Financial Highlights

Key Financial Metrics:
- Revenue: $41.26 billion (QoQ: +0.87%, YoY: -5.64%)
- Gross Profit: $18.89 billion (QoQ: +11.10%, YoY: +1.15%)
- Net Income: $4.064 billion (QoQ: +42.30%, YoY: +20.56%)
- Operating Income: $5.448 billion (QoQ: +43.29%, YoY: +19.89%)
- EPS: $2.00 (QoQ: +47.06%, YoY: +25.79%)

Analysis: Citigroupâ€™s steady revenue growth against a backdrop of economic uncertainty reflects its operational resilience. The year-over-year revenue decline indicates pressures from market conditions, which management attributes partially to intensified competition and elevated interest rates. However, notable gains in gross and net profits suggest improved cost controls and higher margins in core operations, which is a positive sign for future stability.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	41.26B	-5.64%	0.87%
Gross Profit	18.89B	1.15%	11.10%
Operating Income	5.45B	19.89%	43.29%
Net Income	4.06B	20.56%	42.30%
EPS	2.00	25.79%	47.06%

Key Financial Ratios

Gross Profit Margin

Good

45.60%

Gross profit margin is healthy and competitive within industry standards

Operating Profit Margin

Fair

13.30%

Operating margin is moderate, room for improvement in cost management

Net Profit Margin

Fair

9.80%

Net profit margin is moderate, room for improvement in cost management

Return on Assets

Weak

0.16%

Return on assets suggests inefficient capital allocation

Return on Equity

Weak

1.91%

Return on equity suggests inefficient capital allocation

Current Ratio

Strong

25.80

Current ratio indicates excellent liquidity and financial flexibility

Debt to Equity

High Risk

3.53

Debt-to-equity indicates high leverage and elevated financial risk

P/E Ratio

Value

8.21x

P/E ratio suggests potential undervaluation or stable earnings

Price to Book

Undervalued

0.63x

Trading below book value, potential value opportunity or distressed

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q2 2025	42,352.00	2.09	-0.7%	View
Q1 2025	41,255.00	1.96	-5.6%	View
Q4 2024	40,900.00	1.34	-1.2%	View
Q3 2024	43,359.00	1.51	+6.4%	View
Q2 2024	42,638.00	1.52	+11.7%	View

Citigroup Inc (0R01.L) Q1 2025 Earnings Report

Company Status Snapshot

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Historical Earnings Comparison

More 0R01.L Quarterly Reports

0R01.L

0R01.L

0R01.L

0R01.L

Related Financial Data

Sector Analysis: Financial Services

0R01.L Full Profile

0R01.L Financial Statements

Earnings Calendar