Executive Summary
For Q2 2025, JPMorgan Chase & Co reported revenues of $69.94 billion, marking a 3.11% year-over-year increase and a 1.50% quarter-over-quarter lift. However, net income dipped to $14.99 billion, resulting in a 17.42% decline year-over-year, reflecting pressures from rising interest rates and market volatility. Management emphasized a commitment to strategic investments in technology and customer experience to drive long-term growth, while balancing cost controls in an increasingly competitive environment.
The bankΓ’β¬β’s diversified business model continues to serve it well, with strong contributions from the Consumer & Community Banking and Asset & Wealth Management segments. Executives underscored their agility in reallocating resources to growth areas, ensuring a robust return on equity despite fluctuating market dynamics and regulatory challenges.
Key Performance Indicators
Revenue
69.94B
QoQ: 1.50% | YoY:3.11%
Gross Profit
42.06B
60.14% margin
QoQ: 0.14% | YoY:7.75%
Operating Income
18.28B
QoQ: -0.67% | YoY:-21.98%
Net Income
14.99B
QoQ: 2.35% | YoY:-17.42%
EPS
5.25
QoQ: 3.35% | YoY:-14.36%
Revenue Trend
Margin Analysis
Key Insights
- **Revenue**: $69.94 billion - Year-over-Year Change: **3.11% increase** - Quarter-over-Quarter Change: **1.50% increase**
- **Gross Profit**: $42.06 billion - Year-over-Year Change: **7.75% increase** - Quarter-over-Quarter Change: **0.14% increase**
- **Operating Income**: $18.28 billion - Year-over-Year Change: **-21.98% decrease** - Quarter-over-Quarter Change: **-0.67% decrease**
- **Net Income**: $14.99 billion - Year-over-Year Change: **-17.42% decrease** - Quarter-over-Quarter Change: **2.35% increase**
- **Earnings Per Share (EPS)**: $5.25 - Year-over-Year Change: **-14.36% decrease** - Quarter-over-Quarter Change: **3.35% increase** ### Cost Management