Synchrony Financial

0LC3.L | Financial Services | LSE
$74.02
+0.41 (+0.55%)

Key Metrics

Market Cap
$28.07B
P/E Ratio
10.01
EPS
$7.39
Beta
N/A
Dividend Yield
N/A
ROE
19.77%
Current Ratio
0.00

Company Information

Industry
Financial Diversified

About Synchrony Financial

Synchrony Financial together with its subsidiaries operates as a consumer financial services company in the United States It provides credit products such as credit cards commercial credit products and consumer installment loans The company also offers private label credit cards dual cards cobrand and general purpose credit cards short and longterm installment loans and consumer banking products and deposit products including certificates of deposit individual retirement accounts money market accounts and savings accounts to retail and commercial customers as well as accepts deposits through thirdparty securities brokerage firms In addition it provides debt cancellation products to its credit card customers through online mobile and direct mail healthcare payments and financing solutions under the CareCredit Pets Best and Walgreens brands payments and financing solutions in the apparel specialty retail outdoor music and luxury industries and pointofsale consumer financing for audiology products and dental services The company offers its credit products through programs established with a group of national and regional retailers local merchants manufacturers buying groups industry associations and healthcare service providers and deposit products through various channels such as digital and print It serves digital health and wellness retail home auto powersports jewelry pets and other industries Synchrony Financial was founded in 1932 and is headquartered in Stamford Connecticut

Recent Earnings Surprises

Date Actual EPS Estimated EPS Surprise
2025-10-15 $2.86 $2.26 +26.5%
2025-04-22 $1.94 $1.67 +16.2%
2025-01-28 $1.91 $1.93 -1.0%
2024-10-16 $1.94 $1.81 +7.2%

Financial Ratios (TTM)

Gross Margin
99.13%
Operating Margin
29.12%
Net Margin
18.97%
ROA
2.71%
Price to Book
1.68
Price to Sales
1.62