### Key Financial Metrics
- Revenue: $2.43 billion (YoY: +5.33%, QoQ: +4.97%)
- Gross Profit: $1.78 billion (YoY: +9.21%, QoQ: +7.17%)
- Operating Income: $706 million (YoY: +12.96%, QoQ: +13.69%)
- Net Income: $563 million (YoY: +12.38%, QoQ: +14.90%)
- EPS: $0.60 (YoY: +15.38%, QoQ: +17.65%)
The increases in both net income and EPS reflect a strong operational leverage and efficiency. The company recorded a gross profit margin of 73.21%, indicative of effective cost control alongside revenue growth.
### Balance Sheet Health
- Total Assets: $159.21 billion
- Total Liabilities: $140.50 billion
- Total Stockholders' Equity: $18.67 billion
A solid balance sheet with a reasonable debt-to-equity ratio gives Regions the flexibility to invest in future growth opportunities without over-leveraging.