0IP9.L
Fiserv Inc
Q2 2025 Report
Fiserv Inc (0IP9.L) Q2 2025 Financial Results - Strong Growth with Increasing Profit Margins...
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Executive Summary
In Q4 2024, Fiserv Inc reported robust financial results characterized by a 6.79% year-over-year increase in revenue, reaching $5.25 billion. Notably, the net income surged by 7.82% year-over-year to $938 million, showcasing the company's ability to enhance profitability despite fluctuations in gross profit margins. The improvements in operating income by 14.96% reflect effective cost management strategies, bolstered by recent technological advancements and expansion into digital payment solutions. This performance positions Fiserv well within the competitive landscape, as digital transformation continues to drive demand within the technology sector.
Management highlighted a strategic focus on enhancing customer experiences through innovation in payment solutions, suggesting that these initiatives will play a vital role in sustaining growth. Overall, investors should note the company's strategic investment in technology as a key differentiator in a rapidly evolving market, with the potential for increased market share and improved shareholder returns going forward.
Key Performance Indicators
Revenue
5.25B
QoQ: 0.69% | YoY:6.79%
Gross Profit
3.23B
61.55% margin
QoQ: 0.75% | YoY:-11.38%
Operating Income
1.67B
QoQ: 4.12% | YoY:14.96%
Net Income
938.00M
QoQ: 66.31% | YoY:7.82%
EPS
1.64
QoQ: 67.35% | YoY:13.10%
Revenue Trend
Margin Analysis
Key Insights
- Q4 2024 revenue: **$5.25 billion** (QoQ: +0.69%, YoY: +6.79%). This increase reflects strong market demand and effective sales strategies across all business segments. - **Operating Income**: $1.67 billion (Operating Margin: 31.77%, YoY growth of 14.96%). Enhancements in operational efficiency contributed to increased profitability. - **Net Income**: $938 million, representing a year-on-year growth of 7.82% with an EPS of **$1.64** (YoY +13.10%, QoQ +67.35%).
- **EBITDA**: $2.28 billion with an EBITDA Margin of 43.34%. 3. **Cash Flow**: Strong cash generation from operations at **$2.22 billion** and free cash flow of **$1.82 billion**, enhancing liquidity despite a net cash decrease of $480 million due to strategic reinvestment activities.