### Financial Overview
- Revenue: $5.107 billion (YoY: +7.38%, QoQ: +4.59%)
- Gross Profit: $3.125 billion (YoY: +10.54%, QoQ: +8.58%)
- Operating Income: $1.428 billion (YoY: +26.26%, QoQ: +20.91%)
- Net Income: $894 million (YoY: +30.89%, QoQ: +21.63%)
- EPS: $1.53 (YoY: +37.84%, QoQ: +23.39%)
### Trends
The consistent growth across key financial metrics highlights Fiserv’s operational leverage and effectiveness in managing both variable and fixed costs despite a fluctuating economic environment. The robust revenue growth suggests a solid market demand for the company’s suite of payment solutions and financial technology services. Insights from management indicate that investments in technology, particularly within the Acceptance and Fintech segments, have been pivotal in driving growth and improving customer retention.