Fiserv Inc (0IP9.L) Q1 2025 Earnings Report

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Fiserv Inc

0IP9.L

$66.99 1.20%

Exchange: LSE | Sector: Technology | Industry: Software Services

Q1 2025

Published: Apr 25, 2025

Earnings Highlights

Revenue of $5.13B up 5.1% year-over-year
EPS of $1.51 increased by 22.3% from previous year
Gross margin of 59.6%
Net income of 851.00M
""Our focus remains on enhancing digital capabilities to better serve our clients and expand our market reach amid the growing demands for seamless payment solutions."" - CEO Frank Bisignano

0IP9.L

Fiserv Inc

Period Q1 2025

Currency USD

Report Type Quarterly Earnings

Generated Dec 8, 2025

Executive Summary

In Q1 2025, Fiserv Inc (0IP9.L) reported a revenue of $5.13 billion, reflecting a 5.06% increase year-over-year, while showcasing robust growth in areas such as operating income and net income, which were up 18.12% and 15.78%, respectively. The earnings per share (EPS) increased to $1.516, a significant growth of 22.27% year-over-year, despite a slight quarterly decline driven by operational challenges typically faced during Q1. The company's management underscored their commitment to enhancing digital payments solutions amidst evolving market dynamics, emphasizing their strategic positioning in response to heightened technological demand.

Key Performance Indicators

Revenue

Increasing

5.13B

QoQ: -2.30% | YoY: 5.06%

Gross Profit

Increasing

3.06B

59.59% margin

QoQ: -5.41% | YoY: 6.22%

Operating Income

Increasing

1.40B

QoQ: -16.37% | YoY: 18.12%

Net Income

Increasing

851.00M

QoQ: -9.28% | YoY: 15.78%

EPS

Increasing

1.52

QoQ: -7.55% | YoY: 22.27%

Revenue Trend

Margin Analysis

Financial Highlights

Revenue: $5.13 billion (YoY: 5.06%, QoQ: -2.30%)
Gross Profit: $3.06 billion (YoY: 6.22%, QoQ: -5.41%)
Operating Income: $1.40 billion (YoY: 18.12%, QoQ: -16.37%)
Net Income: $851 million (YoY: 15.78%, QoQ: -9.28%)
EPS: $1.516 (YoY: 22.27%, QoQ: -7.55%)
The quarter-over-quarter declines highlight seasonal trends but are countered by solid annual growth, indicating a firm addressable market.

Income Statement

Metric	Value	YoY Change	QoQ Change
Revenue	5.13B	5.06%	-2.30%
Gross Profit	3.06B	6.22%	-5.41%
Operating Income	1.40B	18.12%	-16.37%
Net Income	851.00M	15.78%	-9.28%
EPS	1.52	22.27%	-7.55%

Key Financial Ratios

Gross Profit Margin

Good

59.60%

Gross profit margin is healthy and competitive within industry standards

Operating Profit Margin

Excellent

26.80%

Operating margin is exceptional, indicating strong pricing power and operational efficiency

Net Profit Margin

Good

16.60%

Net profit margin is healthy and competitive within industry standards

Return on Assets

Weak

1.06%

Return on assets suggests inefficient capital allocation

Return on Equity

Weak

3.29%

Return on equity suggests inefficient capital allocation

Current Ratio

Adequate

1.10

Current ratio meets minimum requirements but limited cushion

Debt to Equity

High Risk

1.10

Debt-to-equity indicates high leverage and elevated financial risk

P/E Ratio

Growth

35.99x

Elevated P/E suggests growth expectations or premium valuation

Price to Book

Premium

4.73x

Trading at premium to book value, reflects strong intangibles or growth

Historical Earnings Comparison

Period	Revenue ($M)	EPS ($)	YoY Growth	Report
Q2 2025	5,516.00	1.86	+8.0%	View
Q1 2025	5,130.00	1.51	+5.1%	View
Q4 2024	5,251.00	1.64	+6.8%	View
Q3 2024	5,215.00	0.98	+7.0%	View
Q2 2024	5,107.00	1.53	+7.4%	View

Fiserv Inc (0IP9.L) Q1 2025 Earnings Report

Earnings Highlights

Executive Summary

Key Performance Indicators

Revenue Trend

Margin Analysis

Financial Highlights

Income Statement

Key Financial Ratios

Management Insights Available for Members

Peer Comparison Available for Members

Investment Outlook & SWOT Available for Members

Historical Earnings Comparison

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