Revenue Performance: Comerica reported a revenue of $1.217 billion, down 2.41% from the previous year and 3.34% from Q3 2024, influenced by slight reductions in loan demand and competitive pressures on interest rates. Profitability: The net income increased significantly to $170 million compared to $33 million in Q4 2023, with an EPS jump to $1.23 driven by cost management and improved operating income margins. Return Ratios: Return on equity (ROE) stands at 2.58%, a modest increase year-on-year. Cash Flow Health: Operating cash flow deteriorated, recording a negative $354 million. The current liquidity profile remains robust, with cash and short-term investments totaling $14.179 billion relative to total liabilities.