Ally Financial Inc
0HD0.L
$42.00 -1.38%
Exchange: LSE | Sector: Financial Services | Industry: Financial Diversified
Q3 2024
Published: Nov 5, 2024

Earnings Highlights

  • Revenue of $4.18B up 3.9% year-over-year
  • EPS of $1.06 increased by 21.6% from previous year
  • Gross margin of 39.5%
  • Net income of 357.00M
  • ""Our commitment to enhancing our digital offerings continues to resonate well with our customers, driving not just loyalty but also attracting new business."" - Jeffrey Brown (CEO)
0HD0.L
Ally Financial Inc

Executive Summary

Ally Financial Inc reported a strong performance in the third quarter of 2024, posting revenues of $4.18 billion, an increase of 3.9% year-over-year and 3.67% quarter-over-quarter. Net income surged to $357 million, reflecting a 20.61% increase from the previous year and a significant 21.43% increase from the prior quarter. This robust performance was driven by strategic growth in automotive and insurance operations, despite ongoing market pressures and competition. Management's commentary emphasized a commitment to enhancing digital offerings and maintaining capital discipline in a dynamic financial landscape, providing a positive outlook for sustained growth.

Key Performance Indicators

Revenue
Increasing
4.18B
QoQ: 3.67% | YoY: 3.90%
Gross Profit
Decreasing
1.65B
39.46% margin
QoQ: -3.45% | YoY: -0.90%
Operating Income
Increasing
233.00M
QoQ: -9.34% | YoY: 2.19%
Net Income
Increasing
357.00M
QoQ: 21.43% | YoY: 20.61%
EPS
Increasing
1.07
QoQ: 22.99% | YoY: 21.59%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q2 2025 3,325.00 1.05 -17.5% View
Q1 2025 3,430.00 -0.82 -16.8% View
Q4 2024 4,039.00 0.26 -3.8% View
Q3 2024 4,179.00 1.06 +3.9% View
Q2 2024 4,031.00 0.86 +2.2% View