The Allstate Corporation
0HCZ.L
$200.01 -1.70%
Exchange: LSE | Sector: Financial Services | Industry: Insurance Property Casualty
Q1 2025
Published: Apr 30, 2025

Earnings Highlights

  • Revenue of $16.46B up 7.9% year-over-year
  • EPS of $2.11 decreased by 52.5% from previous year
  • Gross margin of 19.6%
  • Net income of 595.00M
  • ""Our claims costs have noticeably increased, affecting profitability margins."" - CFO
0HCZ.L
The Allstate Corporation

Executive Summary

In Q1 2025, The Allstate Corporation (0HCZ.L) reported a revenue of $16.46 billion, representing a year-over-year increase of 7.91%, although slightly decreasing by 0.27% compared to the previous quarter. Despite this revenue growth, net income took a significant hit with a decline of 51.15% year-over-year, resulting in a net income of $595 million. Management attributed this decline to elevated claims costs and competitive pressures in the insurance market. The company remains focused on streamlining operations and enhancing risk management practices moving forward.

Allstate's leadership expressed resilience in facing market challenges, identifying a path to recovery rooted in innovation and customer service excellence. The management team underscored the importance of retaining existing policyholders while strategically expanding market share across key product offerings. Investors should remain vigilant about the evolving regulatory landscape which may impact future profitability and strategic initiatives.

Key Performance Indicators

Revenue
Increasing
16.46B
QoQ: -0.27% | YoY: 7.91%
Gross Profit
Decreasing
3.22B
19.58% margin
QoQ: -36.56% | YoY: -8.34%
Operating Income
Decreasing
819.00M
QoQ: -67.88% | YoY: -47.53%
Net Income
Decreasing
595.00M
QoQ: -69.14% | YoY: -51.15%
EPS
Decreasing
2.14
QoQ: -70.09% | YoY: -52.52%

Revenue Trend

Margin Analysis

Historical Earnings Comparison

PeriodRevenue ($M)EPS ($)YoY GrowthReport
Q2 2025 16,633.00 0.00 +5.8% View
Q1 2025 16,457.00 2.11 +7.9% View
Q4 2024 16,502.00 7.07 +11.3% View
Q3 2024 16,635.00 4.33 +14.7% View
Q2 2024 15,727.00 1.13 +12.4% View