Weihai Bank posted a standout QQ4 2025 performance, with revenue of 8.60 billion CNY, up 629.48% year over year and 239.64% quarter over quarter. The substantial YoY uplift largely reflects a low base in QQ4 2024 and ongoing lending activity alongside improved funding dynamics. Gross margin anchored at approximately 27.3% and operating margin near 15.3% underscore sustainable profitability despite the regional bank operating environment. Net income of 1.11 billion CNY yields a net margin around 12.9%, and earnings per share (diluted) of 0.19 CNY, signaling meaningful earnings capacity at the quarter level.
Key Performance Indicators
Revenue
Increasing
8.60B
QoQ: 239.64% | YoY: 629.48%
Gross Profit
Increasing
2.34B
27.26% margin
QoQ: -7.40% | YoY: 98.89%
Operating Income
Increasing
1.32B
QoQ: -47.94% | YoY: 127.84%
Net Income
Increasing
1.11B
QoQ: -1.90% | YoY: 141.18%
EPS
Increasing
0.19
QoQ: 0.00% | YoY: 223.68%
Revenue Trend
Margin Analysis
Financial Highlights
Revenue: 8.60B CNY in Q4 2025, up 629.48% YoY and 239.64% QoQ. Gross Profit: 2.344B CNY; Gross Margin: 27.26%. Operating Income: 1.318B CNY; Operating Margin: 15.33%. Net Income: 1.107B CNY; Net Margin: 12.86%. EBITDA: 1.708B CNY; EBITDA Margin: 19.87%. EPS (diluted): 0.19 CNY. Interest Expense: 4.589B CNY; Depreciation & Amortization: 0.391B CNY. Cash Flow (operating): 8.536B CNY; Free Cash Flow: 8.378B CNY. Net cash provided by financing activities: 19.443B CNY; FX impact on cash: -9.186B CNY. Investing activities: net outflow of 18.794B CNY driven by portfolio adjustments. Weighted avg shares (diluted): 5.980B.
Income Statement
Metric
Value
YoY Change
QoQ Change
Revenue
8.60B
629.48%
239.64%
Gross Profit
2.34B
98.89%
-7.40%
Operating Income
1.32B
127.84%
-47.94%
Net Income
1.11B
141.18%
-1.90%
EPS
0.19
223.68%
0.00%
Key Financial Ratios
Management Insights Available for Members
Get exclusive access to management commentary, earnings call quotes, and forward guidance from company leadership.
Weihai Bank Co Ltd Class H (9677.HK) QQ3 2024 Results — Revenue Growth, Healthy Profitability, and Strengthened Liquidity Amid a Moderating Macro En...